734 N Hawley Dr, Coldwater, MI, 49036
About This Home
Waterfront Opportunity with a Double-Lot on Morrison Lake! Unlock the full potential of lakefront living in this charming 3-bedroom, one bath cottage. Offering a rare double-lot footprint, this property includes an additional large parcel with a detached 2 car garage giving maximum space for extra parking or future projects. The home features a large living space with fireplace, dinning areas and an enclosed porch overlooking the lake for those perfect morning water views. Easy access to store those water toys with the walkout basement ready for your finishing touches. Whether you're looking for a seasonal escape or a year-round renovation project, this is your chance to build sweat equity in a prime Morrison Lake location. Call today for your private tour. This company makes no warranty or representations about the contents of this data including room sizes & sq. footage. It is the responsibility of the parties looking at the property to satisfy themselves as to the accuracy of this information. Taxes were obtained from the local assessor and the taxes could change for the buyer after a closed transaction.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1950
Materials
- Roof: Shingle
- Construction materials: Vinyl Siding
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Microwave,Range,Refrigerator
- Laundry features: None
Basement
- Has basement: Yes
- Basement: Full,Walk-Out Access
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 1
- Full bathrooms: 1
- Main level bedrooms: 1
Features
- Number of fireplaces: 1
- Fireplace: Yes
- Finished area below ground: 0
Heating
- Heating features: Forced Air
Interior Area
- Total structure area: 1,600
- Total interior livable area: 1,600 sqft
Property
Details
- Parcel number: 030T2500001499
Features
- Stories: 2
- On waterfront: Yes
- Waterfront features: Lake
- Waterbody name: Morrison Lake
Lot
- Lot size: 0.33 Acres
- Lot size dimensions: Irregular
Parking
- Total spaces: 2
- Parking features: Detached
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Strong Wind
- Tornado
- Cold Wave
- Hail
- Inland Flooding
- Ice Storm
- Lightning
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Branch County and Michigan
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,870 | $22,440 |
| Home Insurance * | $198 | $2,376 |
| Property Taxes | $436 | $5,232 |
| Electricity | $188 | $2,259 |
| Total | $2,692 | $32,304 |
Income You'd Need if You Spent...
Michigan FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-17 | Listed for sale | $379,900 |
| 2025-12-17 | Listing removed | $379,900 |
| 2025-07-12 | Price change | $379,900 |
| 2025-05-29 | Listed for sale | $399,900 |
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