213 W Chicago St, Coldwater, MI, 49036
About This Home
Step into timeless elegance with this stunning brick Victorian residence located in the vibrant heart of downtown Coldwater. Just a short walk to schools, parks, and all the amenities the city has to offer, this home perfectly blends classic charm with modern comfort. Featuring 4 spacious bedrooms and 2 full bathrooms, this home is rich in architectural character from its grand double door entry and intricate leaded glass windows to original pocket doors, built-in cabinetry, tile fireplace, and a sweeping wood staircase. Gorgeous hardwood floors flow throughout the main living areas, showcasing the home's warm and inviting interior. The partially finished basement offers a versatile office space along with a large family or recreation room, ideal for work from home or entertaining needs. Recent updates include a newer roof, carpeting, hot water heater, quartz kitchen countertops and flooring for peace of mind and added value. Enjoy the beautifully landscaped yard from the comfort of your 3-season room, perfectly positioned on a desirable corner lot with over half an acre of space including vinyl fencing for added privacy. A rare find in town, the property also includes a spacious 4-car detached garage ideal for vehicles, storage, or workshop needs. This unique and well-maintained home offers a rare opportunity to own a piece of Coldwater's historic charm with all the conveniences of modern living.
Getting Around
Very Walkable
Very Limited Transit
BikeableSchools
Construction
Condition
- Year built: 1855
Materials
- Roof: Composition
- Construction materials: Brick
Type & Style
- Home type: SingleFamily
- Architectural style: Victorian
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Disposal,Dryer,Microwave,Oven,Range,Refrigerator,Washer,Water Softener Owned
- Laundry features: Laundry Room,Upper Level
Basement
- Basement: Crawl Space,Full
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 2
- Full bathrooms: 2
- Main level bedrooms: 1
Features
- Ceiling Fan(s)
- Window features: Replacement,Window Treatments
- Flooring: Carpet,Wood
- Number of fireplaces: 1
- Fireplace features: Living Room
- Fireplace: Yes
- Finished area below ground: 760
Heating & Cooling
- Heating features: Steam
- Cooling features: Attic Fan
Interior Area
- Total structure area: 2,670
- Total interior livable area: 3,430 sqft
Property
Details
- Parcel number: 30400000025200
Features
- Stories: 2
- Fencing: Privacy,Vinyl
Lot
- Lot size: 2,613 sqft
- Features: Corner Lot,Level,Sidewalk,Ground Cover,Shrubs/Hedges
- Lot size dimensions: 126 x 198 x 118 x 200
Parking
- Total spaces: 2
- Parking features: Garage Faces Side,Garage Door Opener,Detached
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Strong Wind
- Tornado
- Cold Wave
- Hail
- Lightning
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Branch County and Michigan
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,769 | $21,228 |
| Home Insurance * | $187 | $2,244 |
| Property Taxes | $294 | $3,528 |
| Electricity | $374 | $4,489 |
| Total | $2,624 | $31,488 |
Income You'd Need if You Spent...
Michigan FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-29 | Listed for sale | $349,900 |
| 2025-12-02 | Listing removed | $354,900 |
| 2025-10-20 | Price change | $354,900 |
| 2025-09-05 | Listed for sale | $359,900 |
| 2025-09-04 | Listing removed | $359,900 |
| 2025-08-12 | Price change | $359,900 |
| 2025-07-26 | Listed for sale | $369,900 |
| 2020-08-21 | Sold | $192,500 |
| 2020-07-12 | Pending sale | $195,000 |
| 2020-06-27 | Listed for sale | $195,000 |
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