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573 River Rd, Coldwater, MI, 49036

3beds
2baths
1,800sqft
$249,900
$139price/sqft
$1,803/moest. monthly cost
$72,120/yrincome needed

About This Home

**Randall Lake-North Chain of Lakes! 50 Feet of Waterfrontage! Home offers 3 bedrooms, 1.5 baths, a Large yard with steel seawall and a huge yard allowing plenty of space for entertaining family and friends. Newer roof and siding. Spacious kitchen with ash wood cabinets, and granite countertops. Screened in porch area and 4 seasons room overlooking the water are perfect for those days when you need a break from the Sun or rain. Enjoy entertaining or dining outside on the low maintenance Trex deck. This company makes no warranty or representations about the contents of this data including room sizes & sq. footage. It is the responsibility of the parties looking at the property to satisfy themselves as to the accuracy of this information. Taxes were obtained from the local assessor and the taxes could change for the buyer after a closed transaction.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
24
BikeSomewhat Bikeable

Schools

6/10
7/10
Legg Middle SchoolGrades 6-82.0 mi
6/10
Coldwater High SchoolGrades 9-122.3 mi

Construction

Condition

  • Year built: 1960

Materials

  • Roof: Composition
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Microwave,Oven,Range,Refrigerator
  • Laundry features: None

Basement

  • Basement: Full

Bathroom1

  • Level: Main

Bathroom2

  • Level: Lower

Bedroom2

  • Level: Main

Bedroom3

  • Level: Lower

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1
  • Main level bedrooms: 2

Dining Area

  • Level: Lower

Family Room

  • Level: Main

Features

  • Ceiling Fan(s),Eat-in Kitchen
  • Window features: Replacement,Window Treatments
  • Finished area below ground: 0

Heating

  • Heating features: Forced Air

Interior Area

  • Total structure area: 900
  • Total interior livable area: 1,800 sqft

Kitchen

  • Level: Lower

Master Bedroom

  • Level: Main

Property

Details

  • Parcel number: 070J6000000900

Features

  • Stories: 2
  • Patio & porch: Scrn Porch
  • On waterfront: Yes
  • Waterfront features: Channel,Lake
  • Waterbody name: Randall Lake

Lot

  • Lot size: 6,534 sqft
  • Features: Ground Cover
  • Lot size dimensions: 50 x 150

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Hail
Lightning
Strong Wind
Tornado

FEMA Declared Disasters in Branch County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,263$15,156
Home Insurance *$134$1,608
Property Taxes $210$2,520
Electricity $196$2,356
Total$1,803$21,636
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$61,817/yr
40% on housing$54,090/yr
45% on housing$48,080/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.0%
5.0%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.5%
0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$139This listing

vs Other Active Listings

Avg $/sqft

ZIP 49036$177
Branch County$163

vs Homes Sold Last Month

Median $/sqft

ZIP 49036$158
Branch County$142

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-27Listed for sale$274,900
2022-12-15Sold$240,000
2022-10-29Contingent$240,000
2022-10-07Listed for sale$240,000

For Sale by Agent

AgentRachel Tell
BrokerageCase Realty Group

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