See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

50575 W Lakeshore Dr, Dowagiac, MI, 49047

3beds
2baths
2,885sqft
$1,100,000
$381price/sqft
$7,447/moest. monthly cost
$297,880/yrincome needed

About This Home

Don't miss this rare opportunity to purchase a combined, double lot w/100' of sandy beachfront in a most desirable area of Magician Lake! This home is in an ideal bay area location with the very best in fishing right off this large permanent dock! "Otter" raft has anchor moored just off the dock & a paddleboat is included. (Just let the kids paddle over to one of two nearby channels to catch turtles!) Must see this exceptionally maintained 2,885 SF home, with 3 BRs (with plenty more areas for sleeping), 2 Baths, with an absolutely huge lower level walkout! The downstairs walkout living space has a 2nd kitchen and an island that seats 6! A beautiful main floor vaulted LR ceiling greets visitors upon entry. Plenty of Lot space for parking many cars. There is a cozy living room balcony and a covered porch with a unique built-in outdoor grilling system! The home has two brick with gas log fireplaces one on each level, a nestled lakeside deck area, a huge fire pit, and a sandy beach play area with easy water access for all ages! Sandy beach and yard has extra room for playing and shallow swimming. The yard has perennial flowers and shrubs everywhere. Unique 2 story family glide swing will entertain the kids & another toddler swing. New upgrades include but are not limited to: a Honeywell generator, newer furnace and AC (2023), newer roof/ soffits (2014) many new windows (2023), lighting and plumbing fixtures (2025-6), new shower doors (2026) water pump and tank (2026). Just ring the permanent, dinner bell & summon the 'troops' to begin creating generational family memories on the lake this summer! -------Notes: Lines drawn on aerials are approximate only, are not actual property lines, and is not a survey. Quoted property taxes are not an indication of future taxes based on homestead status & uncapping of taxable value. Please do not enter property. Shown by appointment only.

Getting Around

6
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

6/10
7/10
Dowagiac Middle SchoolGrades 6-87.7 mi
6/10
Union High SchoolGrades 9-125.9 mi

Construction

Materials

  • Roof: Asphalt
  • Construction materials: Frame,Brick Siding,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Refrigerator,Oven

Basement

  • Area: 0

Basement

  • Has basement: Yes
  • Basement: Full,Finished,Kitchen,Walk-Out Access

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Flooring: Carpet,Linoleum,Tile
  • Number of fireplaces: 2
  • Fireplace: Yes
  • Finished area above ground: 2,885

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Central

Interior Area

  • Total structure area: 2,885
  • Total interior livable area: 2,885 sqft

Kitchen

  • Features: Open

Property

Details

  • Parcel number: 1413019001201
  • Lease amount: 0

Features

  • Stories: 1
  • Patio & porch: Covered Porch,Deck
  • Has view: Yes
  • View description: Lake
  • Has water view: Yes
  • Water view: Lake
  • On waterfront: Yes
  • Waterfront features: Dock,Lake
  • Waterbody name: Magician

Lot

  • Lot size: 0.46 Acres

Parking

  • Total spaces: 1
  • Parking features: Detached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Hail
Strong Wind
Tornado

FEMA Declared Disasters in Cass County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,562$66,744
Home Insurance *$719$8,628
Property Taxes $852$10,224
Electricity $314$3,776
Total$7,447$89,364
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$255,325/yr
40% on housing$223,410/yr
45% on housing$198,586/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.3%
7.3%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 4.1%
4.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$381This listing

vs Other Active Listings

Avg $/sqft

ZIP 49047$176
Cass County$235

vs Homes Sold Last Month

Median $/sqft

ZIP 49047$164
Cass County$143

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-01Listed for sale$1,349,000

For Sale by Agent

AgentTom Jerdon
BrokerageJerdon Real Estate, Inc.

Similar Homes