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52985 Twin Lakeview Dr, Dowagiac, MI, 49047

3beds
1baths
1,276sqft
$230,000
$180price/sqft
$1,769/moest. monthly cost
$70,760/yrincome needed

About This Home

Opportunity to own this lake house without having the high taxes. This home is nestled just off the Little Twin Lake and Big Twin Lake. Both lakes are all sports lake and both have public boat access! This home is perfect for a summer get away or full time residence. The 2 car garage can house all the lake toys! The basement can be easily made into more living space.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
8
BikeSomewhat Bikeable

Schools

6/10
7/10
Dowagiac Middle SchoolGrades 6-84.9 mi
6/10
Union High SchoolGrades 9-124.6 mi

Construction

Condition

  • Year built: 1966

Materials

  • Roof: Composition
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Range,Refrigerator,Washer
  • Laundry features: Laundry Room

Basement

  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bedrooms: 2

Features

  • Eat-in Kitchen,Pantry
  • Flooring: Carpet,Linoleum,Wood
  • Finished area below ground: 0

Heating

  • Heating features: Baseboard,Forced Air

Interior Area

  • Total structure area: 1,276
  • Total interior livable area: 1,276 sqft

Property

Details

  • Parcel number: 1415013105200

Features

  • Stories: 2
  • Waterfront features: Lake

Lot

  • Lot size: 0.27 Acres
  • Features: Corner Lot
  • Lot size dimensions: 101 x 114

Parking

  • Total spaces: 2
  • Parking features: Detached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Strong Wind
Hail
Inland Flooding
Lightning
Tornado
Winter Weather

FEMA Declared Disasters in Cass County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,163$13,956
Home Insurance *$150$1,800
Property Taxes $268$3,216
Electricity $188$2,259
Total$1,769$21,228
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$60,651/yr
40% on housing$53,070/yr
45% on housing$47,173/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.3%
7.3%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 4.1%
4.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$180This listing

vs Other Active Listings

Avg $/sqft

ZIP 49047$185
Cass County$238

vs Homes Sold Last Month

Median $/sqft

ZIP 49047$164
Cass County$143

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-10Price change$205,000
2026-07-08Price change$230,000
2026-06-24Listed for sale$249,000
2025-05-13Sold$37,000

For Sale by Agent

AgentLissa Carter
BrokerageCarmac Realty

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