See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

421 E Division St, Dowagiac, MI, 49047

4beds
2baths
1,348sqft
$139,900
$104price/sqft
$1,094/moest. monthly cost
$43,760/yrincome needed

About This Home

Welcome home to this updated 2-story offering 4 bedrooms and 2 full baths on a spacious lot with a fenced backyard. Recent improvements provide peace of mind, including new siding, fresh interior paint, new flooring throughout, a newer furnace, and water heater. Many of the home's major systems have also been updated, with most of the plumbing and electrical improvements already completed, plus approximately half of the windows have been replaced. The spacious kitchen offers plenty of room for meal preparation, entertaining, and everyday living. Outside, enjoy the large fenced backyard with space for gardening, pets, recreation, or relaxing. Additional value comes from recent city improvements, including a new water main and sidewalks. Conveniently located near parks, lakes, fishing, nature trails, and downtown amenities, this move-in ready home combines extensive updates with an excellent location. Schedule your private showing today!

Getting Around

57
WalkingSomewhat Walkable
0
TransitVery Limited Transit
37
BikeSomewhat Bikeable

Schools

6/10
7/10
Dowagiac Middle SchoolGrades 6-81.1 mi
6/10
Union High SchoolGrades 9-121.1 mi

Construction

Condition

  • Year built: 1950

Materials

  • Roof: Asphalt,Shingle
  • Construction materials: Vinyl Siding,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Range,Refrigerator,Washer
  • Laundry features: Laundry Room,Main Level

Basement

  • Has basement: Yes
  • Basement: Michigan Basement,Partial

Bathroom1

  • Level: Main
  • Area: 72
  • Dimensions: 9.00 x 8.00

Bathroom2

  • Level: Main
  • Area: 36
  • Dimensions: 6.00 x 6.00

Bedroom2

  • Level: Main
  • Area: 110
  • Dimensions: 10.00 x 11.00

Bedroom3

  • Level: Upper
  • Area: 77
  • Dimensions: 11.00 x 7.00

Bedroom4

  • Level: Upper
  • Area: 143
  • Dimensions: 13.00 x 11.00

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 2

Features

  • Window features: Replacement
  • Finished area below ground: 0

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 1,348
  • Total interior livable area: 1,348 sqft

Kitchen

  • Level: Main
  • Area: 192
  • Dimensions: 16.00 x 12.00

Living Room

  • Level: Main
  • Area: 228
  • Dimensions: 19.00 x 12.00

Master Bedroom

  • Level: Main
  • Area: 117
  • Dimensions: 13.00 x 9.00

Property

Details

  • Parcel number: 1416030083100
  • Zoning description: Res

Features

  • Stories: 2

Lot

  • Lot size: 0.26 Acres
  • Features: Level
  • Lot size dimensions: 68 x 166 x 66 x 167

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Strong Wind
Hail
Inland Flooding
Lightning
Tornado
Winter Weather

FEMA Declared Disasters in Cass County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $707$8,484
Home Insurance *$91$1,092
Property Taxes $108$1,296
Electricity $188$2,259
Total$1,094$13,128
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$37,508/yr
40% on housing$32,820/yr
45% on housing$29,173/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.3%
7.3%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 4.1%
4.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$104This listing

vs Other Active Listings

Avg $/sqft

ZIP 49047$187
Cass County$239

vs Homes Sold Last Month

Median $/sqft

ZIP 49047$164
Cass County$143

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-04Price change$129,900
2026-07-02Listed for sale$139,900
2023-12-01Sold$39,500
2023-11-22Pending sale$44,900
2023-11-15Price change$44,900
2023-09-12Price change$56,600
2023-08-27Listed for sale$64,900

For Sale by Agent

AgentBrowning Chabot
BrokerageCressy & Everett Real Estate

Similar Homes