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214 N O'Keefe St, Cassopolis, MI, 49031

4beds
2baths
2,214sqft
$209,000
$94price/sqft
$1,584/moest. monthly cost
$63,360/yrincome needed

About This Home

Rare Historic Victorian Charm with Endless Potential in Cassopolis!214 N O'Keefe Street, Cassopolis, MI 490315 Bedrooms | 2.0 Bathrooms | 2,487 Sq Ft (Above Grade Gross Living Area) | 1,277 Sq Ft Basement? The LeadStep into a beautiful piece of local history! This grand 1880s Victorian home perfectly balances timeless architectural elegance with massive, flexible square footage. Wrapped in premium, low-maintenance aluminum trim (including the intricate decorative details) and fully insulated, this property offers true maintenance-free historic living on the outside. Inside, the home features stunning original marble accents, wood floors, and a unique layout boasting 5 individual porches.With just a few minor cosmetic touches needed inside—such as updated flooring where the old bedroom carpet was removed and restoring or replacing three of the historic interior doors—this home is an incredible, low-maintenance canvas ready for your personal touch!?? Key Interior HighlightsExpansive Main Level (~1,393 Sq Ft): Features a sprawling layout with a formal living room anchored by an original coke-style fireplace, a grand formal dining room, and an expansive chef's kitchen layout. A spacious main-floor bedroom and full bath add excellent layout versatility.Spacious Second Level (~1,094 Sq Ft): Houses four additional generously sized bedrooms and a central full bathroom, making it ideal for a growing family, hosting guests, or creating dedicated remote work offices. (Note: Bedrooms are ready for your choice of fresh new flooring/carpet).The Reimagined Full-Size Third Level Attic Suite: Sitting directly on top of the second floor, this massive walk-up attic space spans the footprint of the home. It has been reimagined as a grand bonus loft, perfect for an entertainment media center, a playroom, or a private master suite complete with dual eave walk-in storage spaces.Full Baseline Basement (~1,277 Sq Ft): An incredible canvas below grade featuring solid masonry foundation walls, an open recreation space layout, dedicated mechanical areas, a utility station, and secure, high-end storage setups.?? Exterior & Mechanical FeaturesA Porch Lover’s Dream: Enjoy Michigan seasons from any of the 5 distinct porches, including the grand front covered porch ($130\text{ Sq Ft}$), enclosed rear mudroom entries, and a private upper-level balcony porch off the back bedroom.Detached 2-Car Garage: A spacious, free-standing $26' \times 20'$ ($520\text{ Sq Ft}$) detached garage provides secure parking, project workspace, and seasonal tool storage.Upgraded Mechanicals & Site Layout: Equipped with forced-air gas heating supplemented by a backup system, a whole-house fan, and premium replacement windows for maximum energy efficiency. The property is completely staked out across a generous $0.39\text{-acre}$ town lot, engineered with custom sloping exterior wrap-around sidewalks specifically designed for perfect perimeter water drainage.?? Location & Neighborhood Perfectly situated in the heart of Cassopolis, you are just minutes away from local schools (including Sam Adams Elementary right down the road), local parks, and vibrant lake country recreation.Seller's Note: This home offers a rock-solid, low-maintenance exterior structure with minor, easy-to-finish interior projects. Whether you are looking for a stately historic family residence or a property with incredible investment potential, this home is a rare find. Schedule your private tour today to experience the scale, craftsmanship, and restoration first-hand! ?? Important Note on Listing Photos: Please note that some of the interior photos provided are older images or have been digitally cleaned and decluttered to give prospective buyers an accurate idea of what the home's layout, structure, and beautiful architectural bones look like underneath. Currently, the home is fully occupied and lived-in, so the day-to-day setup looks different than these reference photos.

Getting Around

42
WalkingCar-Dependent
0
TransitVery Limited Transit
47
BikeSomewhat Bikeable

Schools

6/10
4/10
Cassopolis Middle SchoolGrades 6-80.4 mi
5/10
Cassopolis High SchoolGrades 9-121.3 mi

Construction

Condition

  • Year built: 1896

Type & Style

  • Home type: SingleFamily

Interior

Appliances

  • Appliances included: Dryer,Freezer,Microwave,Range / Oven,Refrigerator,Washer

Basement

  • Basement: Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Flooring: Tile,Other
  • Fireplace: Yes

Interior Area

  • Total interior livable area: 2,214 sqft

Property

Details

  • Parcel number: 1404110600300

Lot

  • Lot size: 0.35 Acres

Parking

  • Parking features: Garage

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Strong Wind
Cold Wave
Hail
Tornado
Winter Weather
Inland Flooding
Lightning

FEMA Declared Disasters in Cass County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,056$12,672
Home Insurance *$126$1,512
Property Taxes $161$1,932
Electricity $241$2,897
Total$1,584$19,008
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$54,308/yr
40% on housing$47,520/yr
45% on housing$42,240/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.3%
7.3%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 4.1%
4.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$94This listing

vs Other Active Listings

Avg $/sqft

ZIP 49031$482
Cass County$239

vs Homes Sold Last Month

Median $/sqft

ZIP 49031$154
Cass County$143

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-17Price change$209,000
2026-06-02Listed for sale$240,000
2019-05-02Sold$120,000
2004-07-07Sold$119,000

For Sale by Owner

AgentProperty Owner

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