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306 N 1st St, Jeannette, PA, 15644

3beds
2baths
--sqft
$165,000
--price/sqft
$1,315/moest. monthly cost
$52,600/yrincome needed

About This Home

Investment opportunity or owner-occupant dream! This well-maintained duplex offers timeless character, solid updates, and separate utilities, making it an excellent addition to any portfolio or a great opportunity to offset your mortgage with rental income. From the moment you arrive, you'll appreciate the home's classic curb appeal with a welcoming covered front porch. Inside, both units showcase beautiful original hardwood floors, soaring 10-foot ceilings, oversized windows that flood the home with natural light, and the craftsmanship you simply don't find in newer construction. The spacious units feel like your living in more space than what's on paper. Unit one provides ample living space between the living room, oversized kitchen with eat in potential and large bedroom with a partial bath and a shower room, which offers convenience to more than one occupant. Upstairs, the second unit offers a foyer when you enter a bright one-bedroom layout and a finished attic that serves perfectly as a second bedroom, home office, or flex space, along with a full bathroom. The second unit also offers a large kitchen perfect for an eat in island and plenty of pantry space. Whether you're looking to expand your investment portfolio or live in one unit while renting the other, this duplex delivers flexibility, charm, and long-term value. Conveniently located near local shops, restaurants, schools, and major commuter routes, this is an opportunity you won't want to miss.

Getting Around

60
WalkingSomewhat Walkable
0
TransitVery Limited Transit
29
BikeSomewhat Bikeable

Schools

4/10
Jeannette HSGrades 7-121.0 mi
--

Construction

Materials

  • Roof: Asphalt
  • Construction materials: Frame

Type & Style

  • Home type: MultiFamily
  • Property subType: Duplex,Multi Family,Multi Family

Interior

Basement

  • Has basement: Yes
  • Basement: Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2

Property

Details

  • Parcel number: 1402090543
  • Zoning: MR
  • Zoning description: MR

Lot

  • Lot size: 4,499 sqft
  • Lot size dimensions: 0.1033

Parking

  • Total spaces: 2
  • Parking features: On Street
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Lightning
Strong Wind

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $834$10,008
Home Insurance *$92$1,104
Property Taxes $165$1,980
Electricity $224$2,692
Total$1,315$15,780
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$45,085/yr
40% on housing$39,450/yr
45% on housing$35,066/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.9%
12.9%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: -1.9%
-1.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 15644$129
Westmoreland County$134

vs Homes Sold Last Month

Median $/sqft

ZIP 15644$94
Westmoreland County$147

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-15Price change$155,000
2026-07-27Listed for sale$165,000
2018-10-23Sold$67,000
2005-10-03Sold$59,900

For Sale by Agent

AgentRoxanne Humes
BrokerageCOLDWELL BANKER REALTY

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