See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

26735 E Side Dr, Beaver Island, MI, 49782

2beds
1baths
840sqft
$435,000
$518price/sqft
$2,799/moest. monthly cost
$111,960/yrincome needed

About This Home

Like-new home that has been kept in excellent condition. This home is on the South end of Cable's Bay with 214 feet of what has almost always been nice sandy beach. It is a two bedroom, one bath home with a full basement. An almost all-glass front provides a "Million Dollar" view of the lake. The Andersen window wall sliders were replaced in 2020. The owners also put new 30-year shingles on the house in 2020. The windows throughout the house are Andersens. Very nice, large deck area on the front (lakeside) of the house. The home looks across East Side Drive but the part of the lot between the road and the water’s edge is very deep with secluded beach use areas. A stairway and decking on the beachside was built in 2018. The lakeside part of the lot has been opened to provide a beautiful view of Lake Michigan across the lake front lot. New screening was put on the side porch in 2021. There is easy-care laminate flooring in the great room with a knotty pine cathedral ceiling. There is an outdoor shower with decking on the back of the house. There is a detached storage shed on the North side of the house. The home has Dimplex multi-zone wireless controlled baseboard heating installed in 2018. Almost all of the appliances are 4-5 years old. For your coziness and enjoyment there is a centrally located Vermont Castings Resolute stove; it heats the entire main floor with just a few logs. To appreciate this home you have to see its remarkable setup and all of its features. The Cable's Bay Public Beach Park and the Lake Geneserath Boat Launch are both just 1 1/4 miles up the road. The Iron Ore Bay Public Beach and the Beaver Head Lighthouse are just a four minute drive south. Take your golf cart to a big sandy beach north or south or use your own beach. The raw land value of this property is over $150,000., so this offering is really a bargain at the asking price of only $435,000.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
23
BikeSomewhat Bikeable

Schools

6/10

Construction

Condition

  • Year built: 1998

Materials

  • Construction materials: Wood Frame/Site Built

Type & Style

  • Home type: SingleFamily

Interior

Appliances

  • Appliances included: Built-in Microwave,Refrigerator,Washer,Dryer,Range

Basement

  • Has basement: Yes
  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Cathedral Ceiling(s)
  • Fireplace features: Wood Burning Stove
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Electric Baseboard
  • Cooling features: Ceiling Fan(s)

Interior Area

  • Total interior livable area: 840 sqft

Property

Details

  • Parcel number: 01202201100

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Deck,Patio
  • On waterfront: Yes
  • Waterfront features: Waterfront

Lot

  • Features: Near Snowmobile Trails

Parking

  • Parking features: No Garage Or Carport

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Tsunami

FEMA Declared Disasters in Charlevoix County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,199$26,388
Home Insurance *$108$1,296
Property Taxes $304$3,648
Electricity $188$2,259
Total$2,799$33,588
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$95,965/yr
40% on housing$83,970/yr
45% on housing$74,640/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.9%
5.9%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.4%
0.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$518This listing

vs Other Active Listings

Avg $/sqft

ZIP 49782$229
Charlevoix County$286

vs Homes Sold Last Month

Median $/sqft

ZIP 49782
Charlevoix County$293

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-10-01Listed for sale$435,000
2022-01-13Listing removed--
2021-11-18Listed for sale$325,000

For Sale by Agent

AgentEd Wojan
BrokerageEd Wojan Realty

Similar Homes