28208 Island Wood Rd, Beaver Island, MI, 49782
About This Home
Charming and cozy, this cedar-sided chalet is tucked into the dunes on a beautifully scenic road close to Donegal Bay Beach. Enjoy woodland views out of the large windows throughout the home providing abundant natural light. The well-designed main floor features the perfect mix of an open floor plan, and a private primary en suite. The laundry area is conveniently located on the main floor as well. Head up the wood and steel spiral staircase to a partially open loft currently being used as a second bedroom, with another full bath. Ample storage with closets, built-in bookcases and cupboards on both floors will keep things organized. Recently, the home has been a successful short-term rental and is set up perfectly for vacation stays. Whether you are looking for an income property, or a peaceful retreat of your own, this is a lovely option not to be overlooked!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2000
Materials
- Construction materials: Wood Frame/Site Built
Type & Style
- Home type: SingleFamily
Interior
Appliances
- Appliances included: Dishwasher,Refrigerator,Washer,Dryer,Range
Basement
- Basement: Crawl Space
Bedrooms & Bathrooms
- Bedrooms: 1
- Bathrooms: 2
- Full bathrooms: 2
Features
- Fireplace features: Wood Burning Stove
- Fireplace: Yes
Heating & Cooling
- Heating features: Electric,Electric Baseboard
- Cooling features: Ceiling Fan(s)
Interior Area
- Total interior livable area: 1,176 sqft
Property
Details
- Parcel number: 01370757000
Features
- Patio & porch: Deck
Lot
- Lot size: 0.60 Acres
Parking
- Parking features: No Garage Or Carport
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Charlevoix County and Michigan
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,511 | $18,132 |
| Home Insurance * | $74 | $888 |
| Property Taxes | $470 | $5,640 |
| Electricity | $188 | $2,259 |
| Total | $2,243 | $26,916 |
Income You'd Need if You Spent...
Michigan FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-10 | Listed for sale | $329,000 |
| 2025-12-08 | Listing removed | $345,000 |
| 2025-08-05 | Price change | $345,000 |
| 2025-05-28 | Listed for sale | $395,000 |
| 2016-10-10 | Sold | $119,500 |
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