See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

925 Charlevoix St, Boyne City, MI, 49712

2beds
2baths
1,115sqft
$339,500
$304price/sqft
$2,227/moest. monthly cost
$89,080/yrincome needed

About This Home

The one you've been waiting for... Completely redone 2 bedroom / 2 bath home situated just two blocks from Lake Charlevoix Public Access. Ideally located just one mile from downtown Boyne City and one mile to Young State Park; amenities and adventure are just out your door. A corner double lot, peeks of the lake on the deck, new furnace, A/C, plumbing, a detached garage, and fenced in yard round out an incredible package. Primary home, vacation home, or income property, this home has flexibility and is ready for new owners. Don't let this be the one that got away!

Getting Around

9
WalkingCar-Dependent
0
TransitVery Limited Transit
21
BikeSomewhat Bikeable

Schools

6/10
Boyne City Middle SchoolGrades 5-81.8 mi
7/10
Boyne City High SchoolGrades 8-122.0 mi
6/10

Construction

Materials

  • Construction materials: Wood Frame/Site Built

Type & Style

  • Home type: SingleFamily

Interior

Appliances

  • Appliances included: Dishwasher,Refrigerator,Washer,Dryer,Range

Basement

  • Basement: Crawl Space,Block

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Cathedral Ceiling(s)
  • Window features: Mini Blinds
  • Fireplace features: Wood Burning
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 1,115 sqft

Property

Details

  • Parcel number: 05116001750

Features

  • Patio & porch: Deck

Parking

  • Parking features: Detached Garage
  • Has garage: Yes
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Tsunami

FEMA Declared Disasters in Charlevoix County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,716$20,592
Home Insurance *$86$1,032
Property Taxes $237$2,844
Electricity $188$2,259
Total$2,227$26,724
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$76,354/yr
40% on housing$66,810/yr
45% on housing$59,386/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.9%
5.9%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.4%
0.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$304This listing

vs Other Active Listings

Avg $/sqft

ZIP 49712$356
Charlevoix County$287

vs Homes Sold Last Month

Median $/sqft

ZIP 49712
Charlevoix County$293

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-07Price change$339,500
2026-03-11Listed for sale$349,500
2021-05-21Sold$130,000

For Sale by Agent

AgentCam Braddock
BrokerageGaslight Group Properties

Similar Homes