See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

611 Jersey St, Boyne City, MI, 49712

2beds
2baths
988sqft
$212,500
$215price/sqft
$1,426/moest. monthly cost
$57,040/yrincome needed

About This Home

Whether you are seeking a primary residence or a weekend retreat, this in-town Boyne City home offers 2 bedrooms and 2 bathrooms in an inviting open floor plan. Enjoy a modern kitchen, a primary suite with a private ensuite bathroom, and two sheds for ample outdoor storage. There is additional space to the right of the home, ideal for a future driveway and garage. Located in a quiet neighborhood on a dead-end street, this property is just steps from Rotary Park and its abundant recreational opportunities. You’ll also appreciate the convenient proximity to all of Boyne City’s amenities, including a boat launch, beaches, shopping, downtown attractions, and easy access to local events.

Getting Around

39
WalkingCar-Dependent
0
TransitVery Limited Transit
39
BikeSomewhat Bikeable

Schools

6/10
Boyne City Middle SchoolGrades 5-81.1 mi
7/10
Boyne City High SchoolGrades 8-121.2 mi
6/10

Construction

Condition

  • Year built: 1997

Type & Style

  • Home type: SingleFamily

Interior

Appliances

  • Appliances included: Refrigerator,Dryer,Range

Basement

  • Basement: Crawl Space

Bedroom

  • Area: 120

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Ceiling Fan(s)

Interior Area

  • Total interior livable area: 988 sqft

Kitchen

  • Area: 135

Living Room

  • Area: 360

Master Bedroom

  • Area: 144

Property

Details

  • Parcel number: 05105009610

Parking

  • Parking features: No Garage Or Carport

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Tsunami

FEMA Declared Disasters in Charlevoix County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,074$12,888
Home Insurance *$53$636
Property Taxes $111$1,332
Electricity $188$2,259
Total$1,426$17,112
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$48,891/yr
40% on housing$42,780/yr
45% on housing$38,026/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.9%
5.9%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.4%
0.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$215This listing

vs Other Active Listings

Avg $/sqft

ZIP 49712$363
Charlevoix County$289

vs Homes Sold Last Month

Median $/sqft

ZIP 49712
Charlevoix County$293

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-04Price change$210,000
2026-06-30Price change$212,500
2026-06-19Price change$217,500
2026-05-15Listed for sale$225,000
2015-12-04Sold$74,000
2015-11-22Pending sale$79,000
2015-08-21Listed for sale$79,000
2015-03-30Listing removed$35,900
2015-02-04Price change$35,900
2015-01-04Price change$75,000
2014-10-04Price change$82,000
2014-09-09Price change$93,000
2014-08-26Price change$42,500
2014-08-02Price change$43,500
2014-07-14Price change$44,500
2014-06-25Price change$45,500
2014-06-03Price change$46,900
2014-05-09Price change$48,000
2014-04-22Pending sale$39,900
2014-04-10Price change$39,900
2014-03-26Listed for sale$48,000

For Sale by Agent

AgentChristopher Christensen
BrokerageLynda's Real Estate Service

Similar Homes