107 Stover Rd, Charlevoix, MI, 49720
About This Home
Nestled in a prime location, this charming home sits on an oversized lot just a short stroll from the public boat launch and the sandy shores of Ferry Beach. Bursting with character, this cute and quaint property offers a warm, inviting feel and endless potential to make it your own. Whether you're dreaming of a cozy getaway or a year-round residence, the setting alone makes this home truly special. Enjoy the convenience of nearby water access, peaceful surroundings, and the opportunity to create something uniquely yours in a highly desirable area.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Materials
- Foundation: Slab
- Construction materials: Wood Frame/Site Built
Type & Style
- Home type: SingleFamily
Interior
Appliances
- Appliances included: Washer,Dryer,Range
Bedroom
- Area: 140.39999999999998
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
Dining Room
- Area: 147.60000000000002
Heating
- Heating features: Natural Gas
Interior Area
- Total interior livable area: 1,076 sqft
Kitchen
- Area: 93.6
Living Room
- Area: 201.6
Master Bedroom
- Area: 187.53
Property
Details
- Parcel number: 05233505000
Features
- Levels: One
- Stories: 1
Lot
- Features: Paved
Parking
- Parking features: Attached Garage
- Has garage: Yes
- Covered spaces: 1.5
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Lightning
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Charlevoix County and Michigan
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,946 | $23,352 |
| Home Insurance * | $112 | $1,344 |
| Property Taxes | $282 | $3,384 |
| Electricity | $188 | $2,259 |
| Total | $2,528 | $30,336 |
Income You'd Need if You Spent...
Michigan FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-22 | Listed for sale | $395,000 |
View on Zillow