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6637 Forsyth Dr, Cheboygan, MI, 49721

2beds
1baths
978sqft
$324,900
$332price/sqft
$2,388/moest. monthly cost
$95,520/yrincome needed

About This Home

Nestled at the end of a quiet street on a cul-de-sac lies 300' of frontage with a 2 bedroom, 1 bath home on the lower Black river. It has a steel roof, newer stainless appliances, and updates including paint/flooring. Take the family fishing off your dock or go for a boat ride a short distance down to Black lake. Plenty of room to spread out on your large front lawn as the property consists of three 100' lots. There's plenty of storage with a 2 car detached garage next to the home and an additional 2.5 car garage at the end of the cul-de-sac (could be sold or developed). Just a short distance to Black Mountain recreation area, ATV/snowmobile trails, and state lands to hunt. So, come watch the sunrises from your front deck as you listen to the sounds of nature in your up north paradise!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

--
East Elementary SchoolGrades K-39.9 mi
6/10
Cheboygan Area High SchoolGrades 8-1210.3 mi
7/10

Construction

Condition

  • Year built: 1974

Materials

  • Foundation: Crawl

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Washer,Range/Oven,Refrigerator,Dryer
  • Laundry features: Main Level

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Finished area above ground: 978

Heating

  • Heating features: Baseboard,Hot Water,Natural Gas,Freestanding Gas Stv

Interior Area

  • Total structure area: 978
  • Total interior livable area: 978 sqft

Property

Details

  • Parcel number: 153C0400001200 & 01400

Features

  • Patio & porch: Deck
  • On waterfront: Yes
  • Waterfront features: River
  • Waterbody name: Black River

Lot

  • Lot size: 1.08 Acres
  • Lot size dimensions: 300 x 248 x 240 x 171

Parking

  • Parking features: Garage
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Lightning
Tsunami

FEMA Declared Disasters in Cheboygan County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,642$19,704
Home Insurance *$199$2,388
Property Taxes $359$4,308
Electricity $188$2,259
Total$2,388$28,656
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$81,874/yr
40% on housing$71,640/yr
45% on housing$63,680/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.1%
8.1%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.7%
1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$332This listing

vs Other Active Listings

Avg $/sqft

ZIP 49721$204
Cheboygan County$202

vs Homes Sold Last Month

Median $/sqft

ZIP 49721
Cheboygan County$131

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-03Listed for sale$324,900
2017-10-11Sold$139,000
2017-09-22Pending sale$145,900
2016-11-21Listed for sale$145,900
2016-04-08Sold$0
2015-05-20Price change$159,000
2014-05-25Price change$174,500
2013-08-28Price change$179,900
2013-06-08Listed for sale$186,500

For Sale by Agent

AgentChad J Anderson
BrokerageBerkshire Hathaway HomeServices-Cheboygan

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