9580 S Black River Rd, Onaway, MI, 49765
About This Home
Enjoy the perfect blend of privacy and affordability with this 4-bedroom, 2-bathroom home situated on just over an acre. Inside, you'll find an open-concept living area and a desirable split-bedroom floor plan that offers added privacy by separating the primary suite from the additional bedrooms. The spacious breezeway connecting the home and attached garage provides endless possibilities, whether you're looking for a home office, mudroom, sitting area, hobby space, or additional storage. Outside, you'll find a beautiful balance of wooded privacy and open space, perfect for enjoying a variety of outdoor activities. Conveniently located near M-68, this property offers easy access to Onaway, Indian River, and I-75, making commuting and everyday travel a breeze.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2000
Materials
- Foundation: Crawl
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Range/Oven,Refrigerator,Microwave,Dishwasher
- Laundry features: Main Level
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 2
- Full bathrooms: 2
Features
- Vaulted Ceiling(s),Split Bdrm Flr Plan
- Finished area above ground: 1,637
Heating
- Heating features: Forced Air,Natural Gas
Interior Area
- Total structure area: 1,637
- Total interior livable area: 1,637 sqft
Property
Details
- Parcel number: 23102340000202
Features
- Patio & porch: Deck
- Frontage type: None
Lot
- Lot size: 1.10 Acres
- Features: Natural
- Lot size dimensions: 175 x 275
Parking
- Parking features: Garage
- Has garage: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Inland Flooding
- Hail
- Lightning
- Strong Wind
- Winter Weather
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Cheboygan County and Michigan
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $960 | $11,520 |
| Home Insurance * | $108 | $1,296 |
| Property Taxes | $132 | $1,584 |
| Electricity | $188 | $2,259 |
| Total | $1,388 | $16,656 |
Income You'd Need if You Spent...
Michigan FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-31 | Price change | $189,900 |
| 2026-07-19 | Listed for sale | $199,900 |
| 2026-06-30 | Contingent | $199,900 |
| 2026-06-25 | Listed for sale | $199,900 |
| 2021-03-24 | Sold | $85,000 |
| 2018-06-26 | Sold | $67,000 |
| 2018-06-25 | Pending sale | $72,500 |
| 2017-12-15 | Listed for sale | $72,500 |
| 2017-02-16 | Sold | $28,601 |
| 2014-03-13 | Listing removed | $58,000 |
| 2013-12-17 | Listed for sale | $58,000 |
| 2013-07-03 | Listing removed | $58,000 |
| 2013-03-17 | Listed for sale | $58,000 |
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