260 Duncan Ave, Cheboygan, MI, 49721
About This Home
You will feel like you hit the lottery with this home! Check out this AMAZING tri-level 5-bedroom, 3-bath home in the HEART of Cheboygan, MI filled with love, family-friendly comfort, and high-value upgrades. This home offers plenty of room to grow, space to create, and areas to work-from-home and is move-in-ready! Big Ticket Features: Metal Roof(s): Durable and built for Michigan winters. Brand-New: Stainless steel appliances all included, freshly finished basement with fireplace, furnace & central air (2025), and fresh paint making this TURN-KEY! Climate-Controlled Workshop: Detached 2.5-car garage with heated/cooled workspace for year-round projects, hobbies, or tinkering ''man cave'' ready! W/loft above for additional storage. Corner Lot: Fenced yard for dogs, large deck for BBQs, sunsets, and family fun that never ends. Extra Parking: Boat, trailer, RV, and additional toys or seasonal or work-related equipment Prime Location: Close to town, high-rated schools, rivers, parks, and downtown Cheboygan, minutes from Lake Huron--enjoy everything Northern Michigan has to offer! Turnkey, thoughtfully upgraded, and waiting for you and your family schedule your showing today.
Getting Around
Somewhat Walkable
Very Limited Transit
Somewhat BikeableSchools
Construction
Materials
- Foundation: Basement
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Water Heater,Washer,Range/Oven,Refrigerator,Microwave,Dryer,Dishwasher
- Laundry features: Main Level
Basement
- Has basement: Yes
- Basement: Partially Finished,Partial,See Remarks
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Features
- Walk-In Closet(s)
- Flooring: Hardwood
- Finished area above ground: 1,763
Heating & Cooling
- Heating features: Forced Air,Natural Gas
- Cooling features: Central Air
Interior Area
- Total structure area: 2,245
- Total interior livable area: 2,245 sqft
Master Bedroom
- Level: First
Property
Details
- Parcel number: 05203220100100
Features
- Levels: Multi/Split
- Patio & porch: Deck
- Fencing: Fenced
- Frontage type: None
Lot
- Lot size: 9,583 sqft
- Lot size dimensions: .22 acres
Parking
- Parking features: RV Access/Parking,Garage Door Opener
- Has garage: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Inland Flooding
- Lightning
- Winter Weather
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Cheboygan County and Michigan
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,360 | $16,320 |
| Home Insurance * | $165 | $1,980 |
| Property Taxes | $350 | $4,200 |
| Electricity | $244 | $2,938 |
| Total | $2,119 | $25,428 |
Income You'd Need if You Spent...
Michigan FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-03-20 | Listed for sale | $274,000 |
| 2026-02-17 | Listing removed | $279,900 |
| 2025-12-29 | Listed for sale | $279,900 |
| 2025-12-16 | Listing removed | $279,900 |
| 2025-12-03 | Price change | $279,900 |
| 2025-11-05 | Price change | $279,990 |
| 2025-09-18 | Price change | $279,999 |
| 2025-09-07 | Price change | $280,000 |
| 2025-08-08 | Price change | $294,900 |
| 2025-07-19 | Listed for sale | $299,000 |
| 2017-08-14 | Sold | $99,900 |
View on Zillow