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2392 Fern Ct, Farwell, MI, 48622

3beds
2baths
1,392sqft
$245,000
$176price/sqft
$2,109/moest. monthly cost
$84,360/yrincome needed

About This Home

One-Owner Wooded Retreat with Exceptional Amenities! Rarely does a home like this come along! This beautifully maintained, one-owner 3-bedroom, 2-bath home is tucked away among mature trees, offering a peaceful setting where wildlife and nature become part of your everyday view. Step outside to the expansive deck or unwind in the screened-in porch perfect for enjoying your morning coffee, entertaining guests, or simply taking in the sights and sounds of the surrounding woods. Inside, you'll find a warm and inviting living space centered around a cozy fireplace, creating the perfect place to relax year-round. The home also features a full basement with out door entrance, a cedar-lined closet, panoramic views from the dining room, and a spacious detached garage with endless possibilities for vehicles, storage, a workshop, or recreational space. Enjoy all the benefits of association living with outstanding amenities, including an indoor pool, swimming beaches, tennis courts, and a playground. Conveniently located just minutes from the US-10 Expressway, you'll appreciate the perfect balance of peaceful seclusion and easy access to shopping, dining, and commuting. If you've been searching for a home that offers privacy, natural beauty this one-owner gem is ready to welcome you home.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
19
BikeSomewhat Bikeable

Schools

4/10
Farwell Elementary SchoolGrades PK-35.3 mi
7/10
Farwell High SchoolGrades 8-125.4 mi
4/10
Farwell Middle SchoolGrades 4-75.4 mi

Construction

Condition

  • Year built: 1979

Materials

  • Foundation: Block
  • Roof: Metal
  • Construction materials: Frame,Stucco/Drivit,Wood Siding,Shingle Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Bungalow
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Refrigerator,Oven/Range,Microwave,Washer,Dryer,Freezer,Electric Water Heater
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Full,Exterior Entry,Unfinished

Bedroom2

  • Level: Upper
  • Area: 209

Bedroom3

  • Level: Upper
  • Area: 196

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Dining Room

  • Level: Main
  • Area: 121

Features

  • Other
  • Flooring: Wood
  • Fireplace features: Wood Burning
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,392

Heating

  • Heating features: Propane,Wood,Fireplace(s),Passive Solar

Interior Area

  • Total structure area: 1,392
  • Total interior livable area: 1,392 sqft

Kitchen

  • Level: Main
  • Area: 99

Living Room

  • Level: Main
  • Area: 352

Master Bathroom

  • Features: Shared

Master Bedroom

  • Level: Main
  • Area: 154

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 01074090800+
  • Zoning description: Residential

Features

  • Levels: One and One Half
  • Stories: 1
  • Patio & porch: Deck,Porch,Screened
  • Has view: Yes
  • View description: Countryside View
  • Waterfront features: None,Stony Bottom

Lot

  • Lot size: 3.30 Acres
  • Features: Wooded,Rolling Slope,Subdivided
  • Lot size dimensions: 75 x 330.08 x 65 x 169+

Parking

  • Total spaces: 3
  • Parking features: Detached,Garage Door Opener,Concrete Floors,Dirt
  • Has garage: Yes
  • Attached garage spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Winter Weather
    Winter WeatherVery High
  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Hail
    HailModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Strong Wind
Winter Weather
Cold Wave
Lightning
Hail
Tornado

FEMA Declared Disasters in Clare County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,238$14,856
Home Insurance *$277$3,324
Property Taxes $406$4,872
Electricity $188$2,259
Total$2,109$25,308
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$72,308/yr
40% on housing$63,270/yr
45% on housing$56,240/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.3%
5.3%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 4.1%
4.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$176This listing

vs Other Active Listings

Avg $/sqft

ZIP 48622$285
Clare County$140

vs Homes Sold Last Month

Median $/sqft

ZIP 48622
Clare County$113

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-23Listed for sale$245,000

For Sale by Agent

AgentJane Ann Palmer
BrokerageCENTURY 21 SIGNATURE REALTY - CLARE

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