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2894 White Pine Dr, Grayling, MI, 49738

2beds
2baths
970sqft
$119,900
$124price/sqft
$872/moest. monthly cost
$34,880/yrincome needed

About This Home

Nestled just minutes from the crystal-clear Manistee River, this updated 2 bed, 2 bath home offers the perfect blend of comfort, efficiency and up north charm. 3 layers of insulation has been added to the exterior of the home, new siding, roof, AC, furnace, drywell, windows and built in cabinets. Whether you're looking for a peaceful retreat, a full-time residence or a short-term rental opportunity, this property is ready to impress. Step outside to enjoy the beauty of Northern Michigan, with endless opportunities for fishing, hiking, riding the trails or enjoying the nearby lakes. Move-in ready and priced to sell. Property is part of a larger parcel and will be separated by the township.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

6/10
Grayling Middle SchoolGrades 5-86.9 mi
7/10
Grayling High SchoolGrades 9-124.9 mi

Construction

Condition

  • Year built: 1979

Materials

  • Roof: Asphalt
  • Construction materials: Steel

Type & Style

  • Home type: MobileManufactured
  • Architectural style: Raised Ranch
  • Property subType: Single Family Residence,Manufactured Home

Interior

Appliances

  • Appliances included: Refrigerator,Oven/Range,Dishwasher,Microwave,Washer,Dryer
  • Laundry features: Main Level

Basement

  • Basement: Crawl Space

Bedroom2

  • Level: Main
  • Area: 112

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 2

Features

  • Drywall
  • Flooring: Laminate,Carpet
  • Fireplace features: Stove
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 970

Heating

  • Heating features: Forced Air,Propane

Interior Area

  • Total structure area: 970
  • Total interior livable area: 970 sqft

Kitchen

  • Level: Main
  • Area: 252

Living Room

  • Level: Main
  • Area: 378

Master Bathroom

  • Features: Shared

Master Bedroom

  • Level: Main
  • Area: 143

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 03234000002200
  • Zoning description: Outbuildings Allowed
  • Other equipment: Dish TV

Features

  • Has view: Yes
  • View description: Countryside View
  • Waterfront features: None

Lot

  • Lot size: 0.57 Acres
  • Features: Cleared,Metes and Bounds
  • Lot size dimensions: 93 x 187 x 202 x 131

Parking

  • Total spaces: 2
  • Parking features: Detached,Dirt
  • Has garage: Yes
  • Attached garage spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherVery High
  • Lightning
    LightningRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Winter Weather
Lightning
Cold Wave
Hail
Strong Wind
Wildfire

FEMA Declared Disasters in Crawford County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $606$7,272
Home Insurance *$54$648
Property Taxes $24$288
Electricity $188$2,259
Total$872$10,464
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$29,897/yr
40% on housing$26,160/yr
45% on housing$23,253/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.6%
9.6%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 2.6%
2.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$124This listing

vs Other Active Listings

Avg $/sqft

ZIP 49738$169
Crawford County$154

vs Homes Sold Last Month

Median $/sqft

ZIP 49738
Crawford County$118

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-27Listed for sale$139,900
2026-03-13Listing removed$145,500
2025-12-02Price change$145,500
2025-10-21Listed for sale$157,500
2017-08-02Sold$15,000
2014-02-10Sold$15,000

For Sale by Agent

AgentMelissa Steiner
BrokerageThe Difference Real Estate

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