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390 Ember Trl, Grayling, MI, 49738

2beds
1baths
800sqft
$255,000
$319price/sqft
$2,084/moest. monthly cost
$83,360/yrincome needed

About This Home

Your Up North escape awaits! Set on 20 wooded acres that abut state land with connecting trails, this property offers the ideal mix of seclusion and adventure. Whether you're looking for a peaceful retreat or a basecamp for hunting and trail riding, this cabin is ready for you -- just in time for deer season. This cozy cabin features an open-concept layout, fully furnished and ready for relaxing after a day outdoors. Recent updates include a new furnace (2018) and well pump (2023), giving you added comfort and reliability. You'll also find the treehouse you've always wanted -- an additional square footage of elevated space, already wired with electricity, recessed lighting, and outlets. It's ready to be finished into your dream hideaway, studio, or guest space. Enjoy miles of riding and exploration right from your property take the trail about 3 miles up to Kneff Lake, or head to Jellystone Park and Stephan Bridge for more Northern Michigan recreation. Whether you're unwinding around a campfire, riding the trails, or spending mornings watching wildlife, this property delivers the best of Grayling's natural beauty and outdoor living!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
30
BikeSomewhat Bikeable

Schools

6/10
Grayling Middle SchoolGrades 5-86.5 mi
7/10
Grayling High SchoolGrades 9-128.6 mi

Construction

Condition

  • Year built: 2005

Materials

  • Foundation: Crawl

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cabin
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range/Oven,Refrigerator
  • Laundry features: None

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Finished area above ground: 800

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 800
  • Total interior livable area: 800 sqft

Property

Details

  • Parcel number: 040400300902009 & 040400300902008

Features

  • Patio & porch: Deck
  • Frontage type: None

Lot

  • Lot size: 20 Acres
  • Features: Adj State/Federal Ld
  • Lot size dimensions: 20 ac

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Winter Weather
    Winter WeatherVery High
  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Hail
    HailModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Lightning
Winter Weather
Cold Wave
Inland Flooding
Hail
Strong Wind
Tornado
Wildfire

FEMA Declared Disasters in Crawford County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,289$15,468
Home Insurance *$116$1,392
Property Taxes $491$5,892
Electricity $188$2,259
Total$2,084$25,008
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$71,451/yr
40% on housing$62,520/yr
45% on housing$55,573/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.6%
9.6%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 2.6%
2.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$319This listing

vs Other Active Listings

Avg $/sqft

ZIP 49738$164
Crawford County$151

vs Homes Sold Last Month

Median $/sqft

ZIP 49738
Crawford County$118

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-08Listed for sale$265,000
2026-01-10Listing removed$240,000
2025-10-14Listed for sale$240,000
2015-07-28Listing removed$84,900
2015-04-29Listed for sale$84,900
2009-09-19Sold$27,800

For Sale by Agent

AgentKayla Marie Spohn
BrokerageKW Northern Michigan Team Partners

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