See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

10831 S Grayling Rd, Roscommon, MI, 48653

4beds
1baths
2,522sqft
$284,000
$113price/sqft
$2,253/moest. monthly cost
$90,120/yrincome needed

About This Home

Welcome to Whispering Pines! This iconic, historical property on 5 acres was once a premier destination for travelers vacationing in Northern Michigan. Whether visitors stopped for provisions, dining, or a stay in the quaint log cabins, this property has long been a landmark of the North. Offering over 2100 sq ft, 4 beds/1 full bath, & a stunning fireplace crafted from exquisite rocks & crystals. Recent updates include a newer boiler, hot water tank, septic system, along with the convenience of natural gas. The grounds include a 24x40 pole barn with cement floor, as well as an attached 3 car garage. For those interested in a unique investment, the remaining log cabins (measuring 19x17 & 19x18) can be refurbished for a modern ''glamping'' experience. Trails on property lead to a couple of open spots that would be great for rustic camping, one is big enough to be made into a food plot for deer. Another log outbuilding on site was used as a workshop. New roof on the 3 car garage. So many things you can do, endless opportunities! With a little TLC you can bring this back to a great destination once more. Buyers will have piece of mind as the property comes with 1 year HOME WARRANTY!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

6/10
Grayling Middle SchoolGrades 5-89.3 mi
7/10
Grayling High SchoolGrades 9-1211.9 mi

Construction

Condition

  • Property condition: Fixer

Materials

  • Foundation: Basement

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range/Oven,Refrigerator

Basement

  • Has basement: Yes
  • Basement: Partial

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Window features: Curtain Rods,Drapes
  • Finished area above ground: 2,120

Heating

  • Heating features: Baseboard,Hot Water,Natural Gas,Wood Stove

Interior Area

  • Total structure area: 2,522
  • Total interior livable area: 2,522 sqft

Property

Details

  • Parcel number: 05002901338500

Features

  • Stories: 2
  • Frontage type: None

Lot

  • Lot size: 5 Acres
  • Lot size dimensions: 5 acres

Parking

  • Parking features: Garage
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherVery High
  • Lightning
    LightningRelatively High
  • Cold Wave
    Cold WaveModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Winter Weather
Lightning
Cold Wave
Strong Wind
Wildfire

FEMA Declared Disasters in Crawford County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,436$17,232
Home Insurance *$122$1,464
Property Taxes $420$5,040
Electricity $275$3,301
Total$2,253$27,036
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$77,245/yr
40% on housing$67,590/yr
45% on housing$60,080/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.6%
9.6%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 2.6%
2.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$113This listing

vs Other Active Listings

Avg $/sqft

ZIP 48653$160
Crawford County$152

vs Homes Sold Last Month

Median $/sqft

ZIP 48653
Crawford County$118

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-30Price change$284,000
2026-07-02Listed for sale$299,000

For Sale by Agent

AgentMary E. Becker
BrokerageHeart of Up North Realty, LLC

Similar Homes