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407 Summit Ave, Ligonier, PA, 15658

3beds
3baths
1,377sqft
$325,000
$236price/sqft
$2,346/moest. monthly cost
$93,840/yrincome needed

About This Home

Wake up to breathtaking Laurel Highlands views and end your day with a stroll to the Ligonier Diamond. Tucked away on a quiet dead-end street, this beautifully maintained 3-bedroom, 2-bath brick ranch offers the perfect blend of peaceful living and walkable convenience. Step inside to a welcoming entry that opens to a bright eat-in kitchen featuring crisp white cabinetry and a large picture window. The spacious living room is the heart of the home, where a wall of windows frames the mountain landscape and fills the space with natural light. The primary suite includes an en suite bath, while two additional bedrooms complete the main level. The lower level offers a family room and office space along with an oversized 2+ car garage, abundant storage and workshop. A generous driveway provides plenty of off-street parking, making it easy to host friends during Fort Ligonier Days, gather after a Saturday at the Ligonier Farmers Market or celebrate special occasions. Whether your vision is modern farmhouse, sleek contemporary or timeless traditional, this home provides the opportunity to make it your own while enjoying a location that's difficult to replicate. Peaceful surroundings, incredible mountain views, and a short walk to the heart of Ligonier - sometimes the best homes aren't the ones that are already finished. They're the ones where you get to write the next chapter.

Getting Around

59
WalkingSomewhat Walkable
0
TransitVery Limited Transit
46
BikeSomewhat Bikeable

Schools

6/10
Mellon El SchoolGrades PK-50.3 mi
6/10
5/10

Construction

Condition

  • Property condition: Resale

Materials

  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Some Electric Appliances,Cooktop,Dishwasher,Refrigerator

Basement

  • Has basement: Yes
  • Basement: Partially Finished,Walk-Out Access

Bedroom2

  • Level: Main
  • Dimensions: 13x12

Bedroom3

  • Level: Main
  • Dimensions: 11x8

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Entry Foyer

  • Level: Main
  • Dimensions: 6x5

Family Room

  • Level: Lower
  • Dimensions: 27x15

Features

  • Window Treatments
  • Window features: Window Treatments
  • Flooring: Laminate,Carpet

Heating

  • Heating features: Forced Air,Gas

Interior Area

  • Total structure area: 1,377
  • Total interior livable area: 1,377 sqft

Kitchen

  • Level: Main
  • Dimensions: 15x8

Living Room

  • Level: Main
  • Dimensions: 19x18

Master Bedroom

  • Level: Main
  • Dimensions: 16x12

Property

Details

  • Parcel number: 1601160281

Features

  • Levels: One
  • Stories: 1

Lot

  • Lot size: 0.25 Acres
  • Lot size dimensions: 125 x 90

Parking

  • Total spaces: 2
  • Parking features: Built In,Off Street,Garage Door Opener
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Inland Flooding

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,643$19,716
Home Insurance *$154$1,848
Property Taxes $325$3,900
Electricity $224$2,692
Total$2,346$28,152
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$80,434/yr
40% on housing$70,380/yr
45% on housing$62,560/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.9%
12.9%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: -1.9%
-1.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$236This listing

vs Other Active Listings

Avg $/sqft

ZIP 15658$253
Westmoreland County$134

vs Homes Sold Last Month

Median $/sqft

ZIP 15658$208
Westmoreland County$147

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-16Contingent$325,000
2026-07-31Listed for sale$325,000

For Sale by Agent

AgentDonna Tidwell
BrokerageBERKSHIRE HATHAWAY THE PREFERRED REALTY

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