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2292 Pinecrest St, Harbor Springs, MI, 49740

3beds
4baths
2,715sqft
$675,000
$249price/sqft
$4,634/moest. monthly cost
$185,360/yrincome needed

About This Home

2292 Pinecrest in Birchwood, Harbor Springs, Michigan, is a charming ranch with an open floor concept that showcases the natural beauty of the area. Nestled among the lush greenery of Birchwood, this home offers a serene and tranquil environment. The architecture features a blend of traditional and modern elements, with large windows that allow for plenty of natural light and stunning views of the surrounding landscape. it is also located on the Farms Course, sixth hole, which gives an entertaining perspective while not being to close to the game. Inside, you find spacious living areas, and TWO cozy fireplaces, and well-appointed bedrooms that provide comfort and relaxation. The kitchen is designed for both functionality and style, making it perfect for entertaining guests or enjoying family meals. The lovely outdoor space includes a deck, ideal for soaking in the fresh air and picturesque surroundings. And of course, perfect for a backyard BBQ. Birchwood is known for its amazing amenities, golf courses, hiking trails, swimming pools, tennis and pickle ball, as well as a club house for dining and other events. The Birchwood community offers a great way to meet friends and neighbors and is also close to Harbor Springs. There is always something exciting happening in Northern Michigan, come join in on the fun! Seller is interested in entertaining a turn key offer.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

8/10
6/10

Construction

Materials

  • Construction materials: Wood Frame/Site Built

Type & Style

  • Home type: SingleFamily

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Refrigerator,Washer,Dryer,Range

Basement

  • Has basement: Yes
  • Basement: Crawl Space,Partial

Bedroom

  • Area: 138.66666666666666

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Dining Room

  • Area: 138

Family Room

  • Area: 414

Features

  • Flooring: Wood
  • Fireplace features: Gas,Wood Burning
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 2,715 sqft

Kitchen

  • Area: 131.55555555555554

Living Room

  • Area: 500

Master Bedroom

  • Area: 427.5

Property

Details

  • Parcel number: 161503126102

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Deck

Lot

  • Lot size: 1.19 Acres
  • Features: Paved,Sprinkler System
  • Lot size dimensions: 137 x 347 x 253 x 252

Parking

  • Parking features: Attached Garage
  • Has garage: Yes
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Landslide
    LandslideModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Landslide
Lightning
Tsunami

FEMA Declared Disasters in Emmet County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,413$40,956
Home Insurance *$464$5,568
Property Taxes $461$5,532
Electricity $296$3,553
Total$4,634$55,608
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$158,880/yr
40% on housing$139,020/yr
45% on housing$123,573/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.2%
4.2%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 2.5%
2.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$249This listing

vs Other Active Listings

Avg $/sqft

ZIP 49740$449
Emmet County$420

vs Homes Sold Last Month

Median $/sqft

ZIP 49740
Emmet County$223

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-28Price change$730,000
2026-03-10Listed for sale$769,000
2024-09-27Listing removed$725,000
2024-08-23Listed for sale$749,000
2020-07-13Sold$335,000
2020-04-27Listed for sale$339,000
2019-04-20Listing removed$349,900
2018-11-16Listed for sale$349,900
2017-03-23Listing removed$214,900
2017-02-10Listed for sale$214,900
2016-02-24Sold$186,138
2016-01-22Price change--
2015-08-18Price change$310,000
2015-07-10Price change$355,000
2015-04-28Listed for sale$385,000

For Sale by Agent

AgentJane T Fisher
BrokerageGaslight Group Properties

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