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2431 Greenbriar, Harbor Springs, MI, 49740

4beds
4baths
2,796sqft
$829,000
$296price/sqft
$5,631/moest. monthly cost
$225,240/yrincome needed

About This Home

Experience prime golf-front living in this move-in-ready residence on the 4th Fairway of The Farms course in Birchwood Farms Golf & Country Club. Completely renovated from top to bottom, updates include a new roof, HVAC, windows, doors, flooring, kitchen, and baths. Boasting 2,796 sq ft, this 4-bedroom, 3.5-bath home showcases an exceptional floorplan. A welcoming two-story foyer flows from the formal dining room into a vaulted living room with a gas fireplace, paired with a privately set vaulted den with custom built-ins. At the heart of the home is an extensively remodeled kitchen featuring Kraftmaid painted maple cabinetry, Corian countertops, and a 10-ft butcher block island with breakfast bar seating. Designed for function, it includes 23 drawers, 3 lazy susans, and roll-out shelving. Step out to the screened-in porch, equipped with vinyl curtains to extend seasonal enjoyment of the scenic golf course views. The main-floor primary suite serves as a private retreat, offering a large walk-in closet, heated bathroom floors, and a private deck overlooking the fairway. Upstairs, a dramatic bridge loft overlooks the living areas below and connects to an open office/study. A second ensuite bedroom impresses with vaulted ceilings, clerestory windows, a renovated bath, and elevated golf views, while two additional bedrooms share a full hall bath. Complete with a 604 sq ft, 2.5-car garage with substantial storage and new Clopay carriage doors! Ownership in Birchwood grants full country club privileges: 27 holes of pristine golf, tennis, pickleball, bocce, pools, fitness center, nature trails, private dining, 24/7 security/EMS, and a vast array of social activities.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

8/10
6/10

Construction

Condition

  • Year built: 1977

Materials

  • Construction materials: Wood Frame/Site Built

Type & Style

  • Home type: SingleFamily

Interior

Appliances

  • Appliances included: Built-in Microwave,Dishwasher,Disposal,Refrigerator,Washer,Dryer,Range

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Features

  • Cathedral Ceiling(s)
  • Flooring: Wood
  • Fireplace features: Gas
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total interior livable area: 2,796 sqft

Property

Details

  • Parcel number: 161503151018

Features

  • Levels: Two Or More
  • Patio & porch: Deck

Lot

  • Features: Paved,Sprinkler System

Parking

  • Parking features: Attached Garage
  • Has garage: Yes
  • Covered spaces: 2.5

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Landslide
    LandslideModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Landslide
Lightning
Tsunami

FEMA Declared Disasters in Emmet County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,191$50,292
Home Insurance *$570$6,840
Property Taxes $566$6,792
Electricity $304$3,659
Total$5,631$67,572
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$193,062/yr
40% on housing$168,930/yr
45% on housing$150,160/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.2%
4.2%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 2.5%
2.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$296This listing

vs Other Active Listings

Avg $/sqft

ZIP 49740$447
Emmet County$419

vs Homes Sold Last Month

Median $/sqft

ZIP 49740
Emmet County$223

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-13Listed for sale$829,000
2013-07-30Sold$190,000
2013-03-08Price change$219,900
2013-02-22Price change$224,900
2013-02-08Price change$229,900
2013-01-25Price change$234,900
2013-01-18Price change$239,900
2012-09-14Listed for sale$244,900

For Sale by Agent

AgentCarrie M Frisbie
BrokerageColdwell Banker Schmidt- Harbor Springs

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