3009 S State Rd, Harbor Springs, MI, 49740
About This Home
Run your business and live above it from the little red schoolhouse just north of Harbor Springs. This historical building has housed a catering company for the last 30+ years. Wonderful, commercial kitchen, with all the amenities, in the lower level, including a full bath, and laundry and plenty of storage. The upper, second floor has hardwood floors, a small bar, and the original chalkboard from the old school days. This level has a half bath, a huge living space, and a walk-in closet, which is plumbed for a second half bath. Recent improvements include a new roof and repairs to the masonry. This property has a ton of character! Options abound with this property; its location is just a few miles north of Harbor Springs, on the way to Good Hart and Cross Village, and just a little further north of this property, you will find the sugar sand beaches of Sturgeon Bay, and then to Mackinac Island and the bridge. This location for an art studio, shop, cafe, restaurant, or just a personal office space is ideal. 24-hour notice required, due to this being a busy working catering kitchen.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Materials
- Construction materials: Brick
Type & Style
- Home type: SingleFamily
Interior
Appliances
- Appliances included: Refrigerator,Washer,Dryer,Range
Basement
- Has basement: Yes
- Basement: Block,Full
Bedrooms & Bathrooms
- Bathrooms: 2
- Full bathrooms: 1
- 1/2 bathrooms: 1
Features
- Flooring: Wood
- Fireplace features: Wood Burning Stove
- Fireplace: Yes
Heating
- Heating features: LP Gas
Interior Area
- Total interior livable area: 1,600 sqft
Property
Details
- Parcel number: 061223200001
Features
- Levels: Two Or More
Lot
- Lot size: 1 Acres
Parking
- Parking features: No Garage Or Carport
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Inland Flooding
- Landslide
- Lightning
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Emmet County and Michigan
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,028 | $36,336 |
| Home Insurance * | $412 | $4,944 |
| Property Taxes | $409 | $4,908 |
| Electricity | $188 | $2,259 |
| Total | $4,037 | $48,444 |
Income You'd Need if You Spent...
Michigan FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-06-17 | Listed for sale | $599,000 |
| 2022-02-16 | Listing removed | -- |
| 2021-07-15 | Listed for sale | $695,000 |
| 1991-11-11 | Sold | $40,000 |
For Sale by Agent
View on Zillow