See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

5441 Valley Rd, Alanson, MI, 49706

3beds
2baths
2,364sqft
$499,900
$211price/sqft
$3,326/moest. monthly cost
$133,040/yrincome needed

About This Home

Tucked along the banks of McPhee Creek, this private woodland property offers over 300 feet of frontage on a designated Class 1A trout stream — home to brown and brook trout right outside your door. Built in 2022, the home blends clean craftsmanship with true Up North character. The 40’ x 12’ deck overlooks the creek, putting fishing, wildlife, and the sound of moving water front and center. Inside, vaulted ceilings and expansive windows bring in natural light. A large butcher block island anchors the open living space, designed for gathering after a day outdoors. The primary suite opens directly to the deck with wooded views and fresh creek air. A second main floor bedroom and finished lower level complete with a spacious family room, workspace, and additional bedroom offer flexibility for guests, gear, or extended stays. A 30’ x 40’ stick built barn with concrete floor and 200 amp service is ready for boats, snowmobiles, tools, and equipment. An additional concrete slab is already in place for future expansion. Located close to excellent snowmobile trail systems and just minutes from town, this is a rare opportunity to own protected trout water with year round recreation at your doorstep.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
9
BikeSomewhat Bikeable

Schools

8/10
Alanson Public SchoolGrades PK-121.1 mi

Construction

Condition

  • Year built: 2022

Materials

  • Construction materials: Wood Frame/Site Built

Type & Style

  • Home type: SingleFamily

Interior

Appliances

  • Appliances included: Built-in Microwave,Dishwasher,Disposal,Refrigerator,Washer,Dryer,Range

Basement

  • Has basement: Yes
  • Basement: Block,Full,Finished

Bedroom

  • Area: 132

Bedroom1

  • Area: 204

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Family Room

  • Area: 459

Features

  • Cathedral Ceiling(s)
  • Flooring: Wood

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total interior livable area: 2,364 sqft

Kitchen

  • Area: 242

Living Room

  • Area: 304

Master Bedroom

  • Area: 144

Property

Details

  • Parcel number: 071704300013

Features

  • Patio & porch: Deck,Patio
  • Waterfront features: Stream/Creek

Lot

  • Lot size: 1.47 Acres
  • Features: Paved

Parking

  • Parking features: Detached Garage
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Tsunami

FEMA Declared Disasters in Emmet County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,527$30,324
Home Insurance *$201$2,412
Property Taxes $341$4,092
Electricity $257$3,094
Total$3,326$39,912
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$114,034/yr
40% on housing$99,780/yr
45% on housing$88,693/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.2%
4.2%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 2.5%
2.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$211This listing

vs Other Active Listings

Avg $/sqft

ZIP 49706$341
Emmet County$420

vs Homes Sold Last Month

Median $/sqft

ZIP 49706
Emmet County$223

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-26Price change$549,900
2026-03-02Listed for sale$579,900
2026-01-23Listing removed$599,900
2025-10-23Listed for sale$599,900
2022-10-13Listing removed--
2022-09-02Price change$384,500
2022-08-26Price change$395,000
2022-08-15Price change$399,000
2022-08-09Listed for sale$429,000

For Sale by Agent

AgentCharity Fuhrman
BrokerageBerkshire Hathaway HomeServices Michigan Real Estate - HS

Similar Homes