See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

7944 Gilmore Rd, Reading, MI, 49274

4beds
2baths
2,280sqft
$364,900
$160price/sqft
$2,563/moest. monthly cost
$102,520/yrincome needed

About This Home

Welcome to this stunning ranch home, built in 2020, offering modern comfort and style throughout. With 9-foot ceilings on both levels and a full basement, this spacious 4-bedroom, 2-bath residence provides plenty of room for everyone, featuring two inviting living rooms and a convenient coffee bar. The primary suite is a true retreat with a walk-in closet and relaxing jacuzzi tub. The large kitchen is perfect for entertaining, complete with an island, abundant cabinet space, and included appliances. Additional highlights include framed/studded basement walls, crown molding, and numerous upgrades that make this home truly move-in ready. Step outside to enjoy the expansive 18x30 back deck overlooking the fully fenced 2.5-acre lot with dual gate entry, perfect for gatherings or quiet evenings. A 32x48 heated, cooled, and insulated pole barn with extra power offers endless options for storage, hobbies, or workspace. This unique property also features a large former 90x120 grow operation with steel siding...ideal for crops, livestock, or potential conversion into a true pole barn. Propane tank is owned. Just miles from the Ohio and Indiana state lines, this property combines modern finishes, functional design, and peaceful country living at its best. Buyer and buyer's agent to verify all information. Information deemed reliable but not guaranteed. Call today for your own viewing! This company makes no warranty or representations about the contents of this data. It is the responsibility of the parties looking at the property to satisfy themselves as to the accuracy of this information. Taxes were obtained from the local assessor and the taxes could change for the buyer after a closed transaction.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

6/10
5/10
Reading High SchoolGrades 7-122.6 mi

Construction

Condition

  • Year built: 2020

Materials

  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Range,Refrigerator,Washer
  • Laundry features: Main Level

Basement

  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 4

Features

  • Center Island
  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area below ground: 0

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,280
  • Total interior livable area: 2,280 sqft

Property

Details

  • Parcel number: 100364000053674

Features

  • Stories: 1
  • Fencing: Full

Lot

  • Lot size: 2.50 Acres
  • Lot size dimensions: 412 x 264

Parking

  • Total spaces: 3
  • Parking features: Detached
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Strong Wind
Tornado
Cold Wave
Hail
Inland Flooding
Ice Storm
Winter Weather

FEMA Declared Disasters in Hillsdale County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,845$22,140
Home Insurance *$194$2,328
Property Taxes $276$3,312
Electricity $248$2,984
Total$2,563$30,756
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$87,874/yr
40% on housing$76,890/yr
45% on housing$68,346/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.2%
7.2%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 2.6%
2.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$160This listing

vs Other Active Listings

Avg $/sqft

ZIP 49274$154
Hillsdale County$164

vs Homes Sold Last Month

Median $/sqft

ZIP 49274$199
Hillsdale County$159

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-22Price change$399,000
2025-10-09Price change$419,000
2025-09-18Price change$435,000
2025-09-03Listed for sale$449,900
2018-04-25Sold$35,000

For Sale by Agent

AgentBlake Jenkins
BrokerageCENTURY 21 Affiliated

Similar Homes