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126 S Main St, Montgomery, MI, 49255

4beds
2baths
2,022sqft
$170,000
$84price/sqft
$1,384/moest. monthly cost
$55,360/yrincome needed

About This Home

Discover the perfect blend of space and character in this charming Village of Montgomery home. Set on a desirable corner lot, this spacious two-story residence features 4 bedrooms, 2 full baths, and an abundance of room for everyday living and entertaining. Enjoy quiet mornings on the covered front porch, while the 24' x 16' carriage barn/garage offers exceptional space for storage, hobbies, or vehicles. With its welcoming atmosphere and endless potential, this home is ready for its next chapter. It is the responsibility of the parties looking at the property to satisfy themselves as to the accuracy of this information. Taxes were obtained from the local assessor, and the taxes could change for the buyer after a closed transaction.

Getting Around

7
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

6/10
5/10
Reading High SchoolGrades 7-125.2 mi

Construction

Condition

  • Year built: 1900

Materials

  • Roof: Metal
  • Construction materials: Brick,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Michigan Basement

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 1

Features

  • Finished area below ground: 0

Heating

  • Heating features: Forced Air

Interior Area

  • Total structure area: 2,022
  • Total interior livable area: 2,022 sqft

Property

Details

  • Parcel number: 14120001079

Features

  • Stories: 2

Lot

  • Lot size: 0.30 Acres
  • Features: Corner Lot
  • Lot size dimensions: 83 x 130 x 83 x 130

Parking

  • Total spaces: 1
  • Parking features: Detached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Strong Wind
Tornado
Hail
Inland Flooding
Ice Storm
Winter Weather

FEMA Declared Disasters in Hillsdale County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $859$10,308
Home Insurance *$88$1,056
Property Taxes $217$2,604
Electricity $220$2,646
Total$1,384$16,608
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$47,451/yr
40% on housing$41,520/yr
45% on housing$36,906/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.2%
7.2%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 2.6%
2.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$84This listing

vs Other Active Listings

Avg $/sqft

ZIP 49255$141
Hillsdale County$165

vs Homes Sold Last Month

Median $/sqft

ZIP 49255$203
Hillsdale County$159

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-14Contingent$170,000
2026-07-22Price change$170,000
2026-06-27Price change$174,500
2026-06-13Listed for sale$179,900
2025-09-29Sold$163,000
2025-09-23Listed for sale$163,000
2025-09-18Listing removed--
2025-06-20Price change$165,000
2025-04-20Price change$155,000
2025-04-06Listed for sale$165,000
2024-11-11Listing removed$155,000
2024-05-16Listed for sale$155,000
2024-02-23Listing removed--
2023-09-13Sold$62,000
2023-09-13Price change$169,900
2023-08-22Listed for sale$175,900
2009-12-17Sold$15,000
2009-07-06Sold$67,449
2005-06-01Sold$68,000

For Sale by Agent

AgentCarri Foley
BrokerageMidwestern Realty Group

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