9949 Indian Trl, Montgomery, MI, 49255
About This Home
POSSIBLE 3RD BEDROOM! Experience lakefront living at its finest in this serene 2 bed, 2 bath retreat with just over 400 ft of private water frontage. Nestled in nature, this peaceful property features a spacious two-story workshop, screen house, and garden shed—perfect for hobbyists and outdoor enthusiasts alike. The large chain of lakes right outside your door is ideal for fishing Bass, Pike, Perch, and Bluegill. Enjoy beautiful outdoor spaces including large porches and a four-season sunroom with panoramic views of wildlife and the water. Inside, you’ll find hardwood floors made from timber sourced directly from the land and a cozy wood-burning stove for winter nights. With inviting living spaces and a den, space is in abundance. Whether you’re relaxing on the porch or exploring the grounds, this property offers the perfect blend of comfort, privacy, and natural beauty.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1999
Materials
- Foundation: Basement
- Construction materials: Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Traditional,Conventional Frame
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Disposal,Dryer,Microwave,Range/Oven,Refrigerator,Washer,Water Softener Owned,Electric Water Heater
- Laundry features: First Floor Laundry,Laundry Room
Basement
- Has basement: Yes
- Basement: Block,Finished,Exterior Entry,Walk-Out Access,Interior Entry
Bathroom1
- Features: Ceramic
- Level: First
- Area: 90
Bathroom2
- Features: Ceramic
- Level: Basement
- Area: 35
Bedroom1
- Features: Carpet
- Level: First
- Area: 225
Bedroom2
- Features: Carpet
- Level: Basement
- Area: 165
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
Dining Room
- Features: Wood
- Level: First
- Area: 240
Family Room
- Features: Carpet
- Level: Basement
- Area: 266
Features
- Cathedral/Vaulted Ceiling,Walk-In Closet(s),Central Vacuum
- Flooring: Ceramic Tile,Hardwood,Carpet,Wood,Vinyl
- Finished area below ground: 1,232
- Finished area above ground: 1,400
Heating & Cooling
- Heating features: Baseboard,Electric,Zoned,Wood
- Cooling features: Ceiling Fan(s),Central Air,Exhaust Fan
Interior Area
- Total structure area: 2,800
- Total interior livable area: 2,632 sqft
Kitchen
- Features: Wood
- Level: First
- Area: 104
Living Room
- Features: Wood
- Level: First
- Area: 264
Property
Accessibility
- Accessibility features: Accessible Bedroom,Accessible Central Living Area,Accessible Closets,Accessible Common Area
Details
- Parcel number: 14067001004
- Zoning description: Residential
- Special condition: Private
Features
- Levels: Two
- Stories: 2
- Patio & porch: Deck,Porch
- Has spa: Yes
- Spa features: Spa/Jetted Tub
- Has view: Yes
- View description: Water,Canal,Lake
- Has water view: Yes
- Water view: Water,Canal,Lake
- On waterfront: Yes
- Waterfront features: Canal Front,Dock/Pier Facility,Lake Front,Lake/River Access,Waterfront,No Wake Lake
- Waterbody name: Rebeck Lake
- Frontage length: 416
Lot
- Lot size: 0.72 Acres
- Features: Rural,Subdivision,Irregular Lot,Platted,Rolling/Hilly,Sloped,Wooded
- Lot size dimensions: Irregular
Parking
- Total spaces: 2
- Parking features: Garage,Attached
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Lightning
- Strong Wind
- Tornado
- Cold Wave
- Hail
- Inland Flooding
- Ice Storm
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Hillsdale County and Michigan
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,275 | $27,300 |
| Home Insurance * | $233 | $2,796 |
| Property Taxes | $467 | $5,604 |
| Electricity | $287 | $3,445 |
| Total | $3,262 | $39,144 |
Income You'd Need if You Spent...
Michigan FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-03-10 | Listed for sale | $475,000 |
| 2026-03-01 | Listing removed | $475,000 |
| 2025-11-14 | Price change | $475,000 |
| 2025-08-10 | Price change | $559,000 |
| 2025-07-31 | Price change | $584,000 |
| 2025-07-19 | Listed for sale | $599,000 |
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