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1050 Earlyn Dr, Hillsdale, MI, 49242

3beds
2baths
1,475sqft
$349,900
$237price/sqft
$2,701/moest. monthly cost
$108,040/yrincome needed

About This Home

** Double lot sitting on 0.56 acres** Two tax ID** Imagine sipping morning coffee on the deck of your 3 bedroom, 2 bath lakefront retreat, surrounded by serene views as the mist lifts off the water-a perfect start to every day. This move-in ready home offers the ultimate lifestyle upgrade for those seeking freedom and flexibility, with an effortless commute to the tri-counties and I69 just 20 minutes away. Can you picture yourself seizing every moment this summer has to offer.

Getting Around

8
WalkingCar-Dependent
0
TransitVery Limited Transit
21
BikeSomewhat Bikeable

Schools

4/10
Gier Elementary SchoolGrades K-42.8 mi
5/10
Davis Middle SchoolGrades 5-83.1 mi
5/10
Hillsdale High SchoolGrades 9-122.9 mi

Construction

Condition

  • Year built: 1970

Materials

  • Roof: Composition
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Oven,Refrigerator,Washer,Water Softener Rented
  • Laundry features: Upper Level

Basement

  • Has basement: Yes
  • Basement: Walk-Out Access

Bedroom2

  • Level: Main
  • Area: 120
  • Dimensions: 12.00 x 10.00

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 2

Family Room

  • Level: Lower
  • Area: 210
  • Dimensions: 10.00 x 21.00

Features

  • Eat-in Kitchen
  • Window features: Window Treatments
  • Finished area below ground: 0

Heating

  • Heating features: Baseboard

Interior Area

  • Total structure area: 929
  • Total interior livable area: 1,475 sqft

Living Room

  • Level: Main
  • Area: 270
  • Dimensions: 15.00 x 18.00

Master Bedroom

  • Level: Lower
  • Area: 143
  • Dimensions: 13.00 x 11.00

Property

Details

  • Parcel number: 07200001041

Features

  • Stories: 1
  • Exterior features: Balcony
  • Waterfront features: Lake

Lot

  • Lot size: 0.56 Acres
  • Features: Corner Lot,Wooded,Cul-De-Sac,Shrubs/Hedges
  • Lot size dimensions: irregular

Parking

  • Total spaces: 1
  • Parking features: Attached,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Cold Wave
    Cold WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Cold Wave
Strong Wind
Tornado
Hail
Inland Flooding
Ice Storm
Winter Weather

FEMA Declared Disasters in Hillsdale County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,769$21,228
Home Insurance *$208$2,496
Property Taxes $536$6,432
Electricity $188$2,259
Total$2,701$32,412
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$92,605/yr
40% on housing$81,030/yr
45% on housing$72,026/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.2%
7.2%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 2.6%
2.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$237This listing

vs Other Active Listings

Avg $/sqft

ZIP 49242$156
Hillsdale County$163

vs Homes Sold Last Month

Median $/sqft

ZIP 49242$139
Hillsdale County$159

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-05Listed for sale$349,900
2016-09-19Sold$76,000
2016-05-26Price change$79,900
2015-11-20Price change$84,900
2015-10-12Listed for sale$89,900
2009-06-30Sold$63,500

For Sale by Agent

AgentTjay Fitton
BrokerageFive Star Real Estate

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