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25417 Elm St, Calumet, MI, 49913

2beds
1baths
1,193sqft
$49,900
$42price/sqft
$573/moest. monthly cost
$22,920/yrincome needed

About This Home

Small and simple. This half house is perfect for one or two people looking to cut maintenance and utility bills. Close to downtown Calumet, restaurants and shopping. Located in a quiet neighborhood on the edge of town, this is your chance to own a home for a fraction of the cost.

Getting Around

55
WalkingSomewhat Walkable
0
TransitVery Limited Transit
43
BikeSomewhat Bikeable

Schools

5/10
C.L.K. Elementary SchoolGrades K-50.6 mi
8/10
Washington Middle SchoolGrades 6-80.6 mi
7/10
Calumet High SchoolGrades 9-120.6 mi

Construction

Condition

  • Year built: 1900

Materials

  • Foundation: Basement
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Conventional Frame
  • Property subType: Single Family Residence,Duplex

Interior

Appliances

  • Appliances included: Dryer,Range/Oven,Refrigerator,Washer,Gas Water Heater

Basement

  • Has basement: Yes
  • Basement: Unfinished

Bathroom1

  • Level: Main

Bedroom1

  • Level: Second
  • Area: 120

Bedroom2

  • Level: Second
  • Area: 100

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1

Features

  • None
  • Finished area below ground: 0
  • Finished area above ground: 1,193

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: None

Interior Area

  • Total structure area: 1,905
  • Total interior livable area: 1,193 sqft

Property

Details

  • Parcel number: 00244002800
  • Attached to another structure: Yes
  • Special condition: Private,Standard

Features

  • Levels: One and One Half
  • Stories: 1
  • Exterior features: None
  • Waterfront features: None
  • Frontage type: Road
  • Frontage length: 27

Lot

  • Lot size: 3,484 sqft
  • Lot size dimensions: 27 x 125

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Winter Weather
Lightning
Tsunami

FEMA Declared Disasters in Houghton County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $252$3,024
Home Insurance *$38$456
Property Taxes $95$1,140
Electricity $188$2,259
Total$573$6,876
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$19,645/yr
40% on housing$17,190/yr
45% on housing$15,280/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.9%
7.9%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.3%
1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$42This listing

vs Other Active Listings

Avg $/sqft

ZIP 49913$107
Houghton County$160

vs Homes Sold Last Month

Median $/sqft

ZIP 49913$75
Houghton County$106

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-09-02Price change$49,900
2025-08-04Listed for sale$59,000
2021-09-22Listing removed--
2021-08-30Pending sale$34,000
2021-07-19Price change$34,000
2021-06-28Listed for sale$36,500
2021-06-14Contingent$36,500
2021-05-27Listed for sale$36,500

For Sale by Agent

AgentJEREMY ROWE
BrokerageNORTHERN MICHIGAN LAND BROKERS - H

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