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305 Emerald St, Houghton, MI, 49931

3beds
2baths
1,790sqft
$345,000
$193price/sqft
$2,383/moest. monthly cost
$95,320/yrincome needed

About This Home

Welcome to your new home within walking distance to the Michigan Tech campus and downtown Houghton. Beautifully remodeled using quality materials and thoughtful design, it is move-in ready. You'll appreciate the large corner lot with garden areas, two patios, a deck, and a convenient detached double garage. Enter a heated foyer with a roomy coat closet. Proceed inside to an attractive, comfortable living room featuring a gas fireplace with ceramic tile, oak mantle, and shelves. A small office is just off the living room. The dining room has a unique inlay and a sliding glass door to the private deck. The kitchen features a large island and plenty of cherry cabinets. Rounding out the main level is a 1/2 bath. Downstairs is a walkout basement, insulated and partly finished. Upstairs, a spacious landing opens onto three nicely sized bedrooms. One bedroom even has a solid maple built-in twin bed. A bright full bath with a separate tub and corner walk-in shower completes this level. An attractive, solid oak ladder takes you to the finished attic: a great place for hobbies, a teen hangout, or what have you. It adds approximately 200 square feet (not included in the total finished area as shown above). Schedule a showing of this beautiful East Houghton home today for the opportunity to make it your own.

Getting Around

55
WalkingSomewhat Walkable
0
TransitVery Limited Transit
52
BikeBikeable

Schools

7/10
8/10
Houghton Middle SchoolGrades 6-80.9 mi
8/10

Construction

Condition

  • Year built: 1900

Materials

  • Foundation: Basement,Stone
  • Construction materials: Cedar

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Range/Oven,Refrigerator,Washer,Gas Water Heater

Basement

  • Has basement: Yes
  • Basement: Full,Exterior Entry,Stone,Sump Pump

Bathroom1

  • Features: Vinyl
  • Level: Second
  • Area: 72

Bedroom1

  • Features: Wood
  • Level: Second
  • Area: 168

Bedroom2

  • Features: Wood
  • Level: Second
  • Area: 132

Bedroom3

  • Features: Wood
  • Level: Second
  • Area: 88

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Dining Room

  • Features: Wood
  • Level: First
  • Area: 110

Features

  • Sump Pump,Eat-in Kitchen
  • Flooring: Hardwood,Vinyl,Wood
  • Number of fireplaces: 1
  • Fireplace features: Gas,Living Room
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,790

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 2,486
  • Total interior livable area: 1,790 sqft

Kitchen

  • Features: Vinyl
  • Level: First
  • Area: 209

Living Room

  • Features: Wood
  • Level: First
  • Area: 210

Office

  • Level: First
  • Area: 66

Property

Details

  • Parcel number: 3105244102500
  • Zoning: R-1
  • Zoning description: Residential
  • Special condition: Private,Standard

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Deck,Patio
  • Exterior features: Garden
  • Waterfront features: None
  • Frontage type: Road
  • Frontage length: 100

Lot

  • Lot size: 5,227 sqft
  • Features: Corner Lot,Platted,City Lot
  • Lot size dimensions: 100 x 50

Parking

  • Total spaces: 3
  • Parking features: 3 or More Spaces,Garage,Driveway,Detached,Electric in Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherVery High
  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Winter Weather
Cold Wave
Lightning
Hail
Inland Flooding
Strong Wind
Tsunami

FEMA Declared Disasters in Houghton County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,744$20,928
Home Insurance *$120$1,440
Property Taxes $324$3,888
Electricity $195$2,342
Total$2,383$28,596
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$81,702/yr
40% on housing$71,490/yr
45% on housing$63,546/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.9%
7.9%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.3%
1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$193This listing

vs Other Active Listings

Avg $/sqft

ZIP 49931$221
Houghton County$157

vs Homes Sold Last Month

Median $/sqft

ZIP 49931$157
Houghton County$106

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-30Listed for sale$389,900
2025-11-01Listing removed$365,000
2025-07-21Price change$365,000
2025-06-10Listed for sale$390,000
1999-07-23Sold$72,000

For Sale by Agent

AgentGRETCHEN JANSSEN
BrokerageRE/MAX DOUGLASS R.E.-H

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