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4017 Mariner Ct, Houghton, MI, 49931

4beds
3baths
2,789sqft
$899,900
$323price/sqft
$6,016/moest. monthly cost
$240,640/yrincome needed

About This Home

Is it time for a LIFESTYLE change? This property might be perfect for you! This stunning sun filled turn key four bed, three bath custom home sits on the Portage Canal. The main level is open concept living, perfect for entertaining, complete with a sunporch and deck area. The primary suite has it all, a spacious walk in closet, double sink and huge double shower. Just around the corner by the back door for the attached three car garage is the laundry space with storage. The walkout basement is THE perfect open family space, including a built-in high-top counter ready for stools, to enjoy snacks with the kids or cocktails with friends. You'll also find two bedrooms, a full bath, sauna and just outside sits the hot tub. This house is set up for entertaining the young and old alike!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
42
BikeSomewhat Bikeable

Schools

7/10
8/10
Houghton Middle SchoolGrades 6-81.8 mi
8/10

Construction

Condition

  • Year built: 2019

Materials

  • Foundation: Basement
  • Construction materials: Stone,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch,Conventional Frame
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Range/Oven,Refrigerator,Washer,Gas Water Heater
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Finished,Full,Walk-Out Access

Bathroom1

  • Level: Main
  • Area: 40

Bathroom2

  • Level: Main
  • Area: 88

Bathroom3

  • Level: Lower
  • Area: 55

Bedroom1

  • Level: Main
  • Area: 176

Bedroom2

  • Level: Main
  • Area: 154

Bedroom3

  • Level: Lower
  • Area: 208

Bedroom4

  • Level: Lower
  • Area: 100

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bathrooms: 2
  • Main level bedrooms: 2

Dining Room

  • Level: Main
  • Area: 210

Family Room

  • Level: Lower
  • Area: 952

Features

  • High Ceilings,Walk-In Closet(s),Spa/Sauna
  • Number of fireplaces: 1
  • Fireplace features: Electric
  • Fireplace: Yes
  • Finished area below ground: 1,184
  • Finished area above ground: 1,605

Heating & Cooling

  • Heating features: Forced Air,Radiant Floor,Natural Gas
  • Cooling features: Central Air,Exhaust Fan

Interior Area

  • Total structure area: 3,122
  • Total interior livable area: 2,789 sqft

Kitchen

  • Level: Main
  • Area: 135

Living Room

  • Level: Main
  • Area: 368

Property

Details

  • Parcel number: 3105263501019
  • Special condition: Private,Standard

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Deck,Patio,Porch
  • Exterior features: Balcony
  • Has spa: Yes
  • Spa features: Bath
  • On waterfront: Yes
  • Waterfront features: Canal Front,Waterfront
  • Waterbody name: Canal
  • Frontage length: 291

Lot

  • Lot size: 0.54 Acres
  • Lot size dimensions: LOT 19 PORTAGE COVE SUBDI

Parking

  • Total spaces: 3
  • Parking features: Attached,Electric in Garage,Garage Door Opener,Heated Garage,Direct Access
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherVery High
  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Winter Weather
Cold Wave
Lightning
Hail
Inland Flooding
Strong Wind
Tsunami

FEMA Declared Disasters in Houghton County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,550$54,600
Home Insurance *$315$3,780
Property Taxes $847$10,164
Electricity $304$3,650
Total$6,016$72,192
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$206,262/yr
40% on housing$180,480/yr
45% on housing$160,426/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.9%
7.9%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.3%
1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$323This listing

vs Other Active Listings

Avg $/sqft

ZIP 49931$211
Houghton County$155

vs Homes Sold Last Month

Median $/sqft

ZIP 49931$157
Houghton County$106

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-02Listed for sale$949,900
2024-03-25Sold$770,000
2023-10-27Price change$839,000
2023-09-14Price change$859,000
2023-08-08Listed for sale$899,000

For Sale by Agent

AgentLINDA JOHNSON
BrokerageEXP REALTY OF MARQUETTE

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