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49908 West St, Hancock, MI, 49930

4beds
2baths
1,917sqft
$295,000
$154price/sqft
$2,090/moest. monthly cost
$83,600/yrincome needed

About This Home

Beautifully updated throughout, this spacious 4-bedroom, 2-bath home sits on two lots and offers the perfect blend of comfort, functionality, and space both inside and out. Enjoy a large deck ideal for entertaining, generous living areas, and numerous recent updates that make this home move-in ready. Step into the bright enclosed porch, complete with a convenient coat closet, before entering the welcoming main living room featuring brand-new carpeting and updated lighting. Just off the living room is a cozy family room that could also serve as a potential fifth bedroom, along with a fully remodeled main-floor bathroom for added convenience. Toward the back of the home, the naturally bright kitchen and dining area create a warm gathering space with sliding glass doors leading directly to the expansive deck and charming wooden gazebo — perfect for summer cookouts, entertaining guests, or relaxing fall evenings outdoors. Upstairs, you’ll find four freshly painted bedrooms with brand-new carpeting and a second bathroom featuring a tiled shower. The home continues to impress with exceptional storage and versatility, including a one-car garage behind the home and an additional two-car garage located across the street on the included second lot. Outside, the spacious backyard and included extra lot provide endless possibilities for recreation, additional storage, or potential future expansion, subject to local zoning and permitting approvals. Major improvements include a new roof installed in June 2025, a new natural gas furnace in October 2025, and an on-demand natural gas hot water heater added in 2026. Additional updates include newer windows, vinyl flooring, fresh paint, updated lighting, and brand-new carpet throughout the home. NOTICE: All information believed accurate but not warranted. Buyer recommended to inspect & verify all aspects of the property & bares all risks for any inaccuracies including but not limited to estimated acreage, lot location/size, square footage, utilities (availability & costs associated). Real estate taxes are subject to change (possibly significant) & municipality reassessment after sale. Buyer should NOT assume that buyer’s tax bills will be similar to the seller’s current tax bills. Taxes are not zero. Audio/video recording devices may be present on property and entering the property shall be considered consent to be recorded. OFFERS: 72 hours response time requested on offers. Seller, at seller's sole discretion, with or without notice, reserves the right to set and/or modify offer submission & response deadlines.

Getting Around

12
WalkingCar-Dependent
0
TransitVery Limited Transit
28
BikeSomewhat Bikeable

Schools

5/10
7/10

Construction

Condition

  • Year built: 1900

Materials

  • Foundation: Basement
  • Construction materials: Vinyl Siding,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: None,Gas Water Heater
  • Laundry features: First Floor Laundry

Basement

  • Has basement: Yes
  • Basement: Block,Exterior Entry

Bathroom1

  • Level: First
  • Area: 40

Bathroom2

  • Level: Second
  • Area: 27

Bedroom1

  • Level: Second
  • Area: 80

Bedroom2

  • Level: Second
  • Area: 96

Bedroom3

  • Level: Second
  • Area: 55

Bedroom4

  • Level: Second
  • Area: 180

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Features: Vinyl
  • Level: First
  • Area: 150

Family Room

  • Features: Carpet
  • Level: First
  • Area: 345

Features

  • None
  • Flooring: Carpet,Vinyl
  • Number of fireplaces: 1
  • Fireplace features: Family Room,Wood Burning
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,917

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Ceiling Fan(s)

Interior Area

  • Total structure area: 2,810
  • Total interior livable area: 1,917 sqft

Kitchen

  • Features: Vinyl
  • Level: First
  • Area: 180

Living Room

  • Features: Carpet
  • Level: First
  • Area: 345

Property

Details

  • Parcel number: 00612501125; 00632100750
  • Special condition: Private,Standard

Features

  • Levels: One and One Half
  • Stories: 1
  • Patio & porch: Deck
  • Waterfront features: None
  • Frontage type: Road
  • Frontage length: 220

Lot

  • Lot size: 0.50 Acres
  • Lot size dimensions: 100 x 120;Irreg check legal

Parking

  • Total spaces: 3
  • Parking features: 3 or More Spaces,Garage,Detached,Electric in Garage
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Winter Weather
Cold Wave
Hail
Inland Flooding
Lightning
Tsunami

FEMA Declared Disasters in Houghton County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,491$17,892
Home Insurance *$113$1,356
Property Taxes $277$3,324
Electricity $209$2,509
Total$2,090$25,080
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$71,657/yr
40% on housing$62,700/yr
45% on housing$55,733/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.9%
7.9%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.3%
1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$154This listing

vs Other Active Listings

Avg $/sqft

ZIP 49930$139
Houghton County$158

vs Homes Sold Last Month

Median $/sqft

ZIP 49930$174
Houghton County$106

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-11Listed for sale$320,000
2018-07-30Listing removed$90,000
2018-07-24Price change$90,000
2018-07-06Price change$99,000
2018-06-05Price change$102,000
2018-05-09Listed for sale$108,000
2011-08-09Sold$89,000
2011-05-21Listed for sale$87,700

For Sale by Agent

AgentCLEA OLLANKETO
BrokerageCENTURY 21 AFFILIATED

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