20904 E 2nd St, Hancock, MI, 49930
About This Home
Close to Houghton and Hancock in the Village of Ripley this Two Bedroom, One and Half Bathroom home is ready for new owners! On the main floor you will find a kitchen with updated kitchen cabinets, dining room off the kitchen, a living room and sunroom towards the front of the home, full bathroom and laundry room at the back of the home. Upstairs there is a full bathroom and two bedrooms. The home needs some TLC. The backyard is partially fenced with some cleanup this will be a great outdoor space. There is a detached garage/shed for additional storage. The home is being sold as is and the seller may or may not remove items prior to closing. NOTICE: All information believed accurate but not warranted. Buyer recommended to inspect & verify all aspects of the property & bares all risks for any inaccuracies including but not limited to estimated acreage, lot location/size, square footage, utilities (availability & costs associated). Real estate taxes are subject to change (possibly significant) & municipality reassessment after sale. Buyer should NOT assume that buyer’s tax bills will be similar to the seller’s current tax bills. Taxes are not zero. Audio/video recording devices may be present on property and entering the property shall be considered consent to be recorded. OFFERS: 72 hours response time requested on offers. Seller, at seller's sole discretion, with or without notice, reserves the right to set and/or modify offer submission & response deadlines.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1900
Materials
- Foundation: Basement,Stone
- Construction materials: Wood Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Dryer,Microwave,Range/Oven,Refrigerator,Washer,Electric Water Heater
- Laundry features: First Floor Laundry,Main Level
Basement
- Has basement: Yes
- Basement: Interior Entry,Stone,Unfinished
Bathroom1
- Features: Vinyl
- Level: Main
- Area: 28
Bathroom2
- Features: Vinyl
- Level: Second
- Area: 66
Bedroom1
- Features: Wood
- Level: Second
- Area: 154
Bedroom2
- Features: Wood
- Level: Second
- Area: 156
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
- Main level bathrooms: 1
Dining Room
- Features: Vinyl
- Level: Main
- Area: 187
Features
- None,Eat-in Kitchen
- Flooring: Wood,Vinyl,Carpet
- Finished area below ground: 500
- Finished area above ground: 1,532
Heating & Cooling
- Heating features: Forced Air,Natural Gas
- Cooling features: None
Interior Area
- Total structure area: 2,032
- Total interior livable area: 2,032 sqft
Kitchen
- Features: Vinyl
- Level: Main
- Area: 156
Living Room
- Features: Vinyl
- Level: Main
- Area: 187
Property
Details
- Parcel number: 00615801000
- Zoning description: Residential
- Special condition: Private,Standard
Features
- Levels: Two
- Stories: 2
- Exterior features: None
- Waterfront features: None
- Frontage type: Road
- Frontage length: 50
Lot
- Lot size: 7,405 sqft
- Features: Platted
- Lot size dimensions: 50*150*50*150
Parking
- Total spaces: 2
- Parking features: 2 Spaces
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Winter Weather
- Cold Wave
- Hail
- Inland Flooding
- Lightning
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Houghton County and Michigan
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $632 | $7,584 |
| Home Insurance * | $48 | $576 |
| Property Taxes | $208 | $2,496 |
| Electricity | $221 | $2,659 |
| Total | $1,109 | $13,308 |
Income You'd Need if You Spent...
Michigan FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-29 | Price change | $125,000 |
| 2026-06-16 | Listed for sale | $130,000 |
| 2026-05-17 | Contingent | $130,000 |
| 2026-05-12 | Listed for sale | $130,000 |
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