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211 W Irwin St, Bad Axe, MI, 48413

2beds
1baths
1,074sqft
$120,000
$112price/sqft
$993/moest. monthly cost
$39,720/yrincome needed

About This Home

House hunting in Bad Axe on a nice street? Take a look at this property. Combination living/dining room - 20x23x15 with gas fireplace. Kitchen 11x12, Bedroom 11x13, Bedroom 11x12. Wood floor under carpets. Full basement. Attached 1-car garage. This house would make a nice starter home or somebody looking to downsize. Some interior and exterior cosmetic issues but for the right buyer this house could shine again. HUD supports equal opportunity housing. Visit HUD Home Store for more information. HUD case # 262-174818. SOLD AS IS.

Getting Around

40
WalkingCar-Dependent
0
TransitVery Limited Transit
57
BikeBikeable

Schools

--
6/10
Bad Axe High SchoolGrades 7-120.6 mi
6/10
Bad Axe Middle SchoolGrades 3-60.6 mi

Construction

Condition

  • Year built: 1940

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Yes

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: None

Interior Area

  • Total structure area: 1,074
  • Total interior livable area: 1,074 sqft

Property

Details

  • Parcel number: 5142501045

Parking

  • Total spaces: 1
  • Parking features: GarageAttached
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Winter Weather
    Winter WeatherVery High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Winter Weather
Lightning
Strong Wind
Hail
Inland Flooding
Tornado
Tsunami

FEMA Declared Disasters in Huron County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $606$7,272
Home Insurance *$92$1,104
Property Taxes $107$1,284
Electricity $188$2,259
Total$993$11,916
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$34,045/yr
40% on housing$29,790/yr
45% on housing$26,480/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.8%
3.8%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.2%
1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$112This listing

vs Other Active Listings

Avg $/sqft

ZIP 48413$129
Huron County$131

vs Homes Sold Last Month

Median $/sqft

ZIP 48413
Huron County$103

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-07Pending sale$120,000
2026-07-27Listed for sale$120,000

For Sale by Agent

AgentDale Churchill
BrokerageKelly & Co. Realty

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