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418 Cleveland St, Bad Axe, MI, 48413

3beds
2baths
1,492sqft
$214,900
$144price/sqft
$1,631/moest. monthly cost
$65,240/yrincome needed

About This Home

Charming 3 Bedroom Home in a Convenient Location on Cleveland St in Bad Axe. - Move right into this cozy and well-maintained 3 bedroom, 1.5 bath home conveniently located within walking distance to schools, downtown, and shopping. The functional layout offers a bright, spacious kitchen with extra storage and a sliding glass door leading out to the back patio. Also, on the main level, there is an updated half bath and a separate dining room that circles around to the large l-shaped living room. Upstairs, the spacious bedrooms and a full bath offer comfort and convenience. Recent updates include a roof that is only 2 years old and a new hot water heater, giving added peace of mind to the new owner. The semi-finished basement offers endless possibilities for additional living space, a recreation room, home office, or hobby area, while a separate utility room provides extra storage and organization. Step outside to enjoy the large, fenced backyard featuring a back patio--perfect for entertaining, relaxing, gardening, or pets. This move-in-ready home combines convenience, comfort, and value in a desirable location.

Getting Around

35
WalkingCar-Dependent
0
TransitVery Limited Transit
55
BikeBikeable

Schools

--
6/10
Bad Axe High SchoolGrades 7-120.5 mi
6/10
Bad Axe Middle SchoolGrades 3-60.4 mi

Construction

Condition

  • Year built: 1958

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Yes

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Heating & Cooling

  • Heating features: Radiant
  • Cooling features: None

Interior Area

  • Total structure area: 1,492
  • Total interior livable area: 1,492 sqft

Property

Details

  • Parcel number: 5180000400

Parking

  • Total spaces: 1
  • Parking features: GarageAttached
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Winter Weather
    Winter WeatherVery High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Winter Weather
Lightning
Strong Wind
Hail
Inland Flooding
Tornado
Tsunami

FEMA Declared Disasters in Huron County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,086$13,032
Home Insurance *$166$1,992
Property Taxes $191$2,292
Electricity $188$2,259
Total$1,631$19,572
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$55,920/yr
40% on housing$48,930/yr
45% on housing$43,493/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.8%
3.8%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.2%
1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$144This listing

vs Other Active Listings

Avg $/sqft

ZIP 48413$115
Huron County$130

vs Homes Sold Last Month

Median $/sqft

ZIP 48413
Huron County$103

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-17Listed for sale$214,900
2022-12-03Listing removed--
2022-10-22Listed for sale$141,000

For Sale by Agent

AgentRebecca Weller
BrokerageHagle Real Estate, LLC

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