




112 Ward St, Harbor Beach, MI, 48441
About This Home
FULLY RENOVATED and MOVE IN READY! Located in the quaint little town of Harbor Beach, this newly renovated 2 bedroom, 1 bath home is within walking distance to the beach and everything downtown has to offer. Renovated by a well-known local builder, this home has everything you need, conveniently located on one floor for easy living. There is also a heated entry room that gives you extra living space year-round and would make a great sitting area or place to relax with your morning coffee. Other new features include: granite countertops, brand new bathroom, new drywall, many updated windows, new storm doors, freshly painted updated plumbing. The clean, functional Michigan basement provides extra storage space and a workbench. Outside you'll find a fenced-in backyard and if you take a short walk down the street, you'll be at the beautiful shores of Lake Huron watching the sunrise over the water. If you've been looking for a move-in ready home close to the lake in a great little beach town, this is one you'll want to see.
Getting Around
Schools
Construction
Condition
- Year built: 1920
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Basement
- Has basement: Yes
- Basement: Yes
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
Heating & Cooling
- Heating features: Radiant
- Cooling features: None
Interior Area
- Total structure area: 1,110
- Total interior livable area: 1,110 sqft
Property
Details
- Parcel number: 5223100200
Parking
- Total spaces: 1
- Parking features: GarageAttached
- Has garage: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Winter Weather
- Lightning
- Strong Wind
- Hail
- Inland Flooding
- Ice Storm
- Tornado
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Huron County and Michigan
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $909 | $10,908 |
| Home Insurance * | $135 | $1,620 |
| Property Taxes | $336 | $4,032 |
| Electricity | $188 | $2,259 |
| Total | $1,568 | $18,816 |
Income You'd Need if You Spent...
Michigan FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-24 | Price change | $179,900 |
| 2026-05-17 | Listed for sale | $189,900 |
