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4112 Forest Rd, Oscoda, MI, 48750

3beds
2baths
1,120sqft
$174,000
$155price/sqft
$1,286/moest. monthly cost
$51,440/yrincome needed

About This Home

Welcome to your private northern retreat on the scenic Dead AuSable River! This 3 bedroom, 2 bath home offers the perfect blend of comfort, nature, and opportunity. Featuring a 2-car attached heated garage, an extra lot for added privacy, and no neighbors behind you--ever--you'll enjoy peaceful surroundings and beautiful wildlife right from your backyard. Bird watchers will love the area, with eagles frequently spotted nearby. Inside, the home offers a warm and inviting layout with a fireplace insert for cozy evenings, plus an additional seasonal room that could serve as a sunroom, hobby space, office, or extra entertaining area. Major updates include a new metal roof in 2019, new furnace in 2025, and a hot water on-demand system. The home is also generator ready for added peace of mind. Outside, you'll find a storage shed and plenty of room to relax and enjoy the natural setting. Conveniently located close to town, Lake Huron beaches, and the AuSable River, this property is ideal as a first home, weekend getaway, northern retreat, or future retirement destination. While it may need a little updating, the potential and setting make this a rare opportunity with so much to offer!

Getting Around

7
WalkingCar-Dependent
0
TransitVery Limited Transit
21
BikeSomewhat Bikeable

Schools

6/10
8/10
Oscoda Area High SchoolGrades 7-122.3 mi

Construction

Condition

  • Year built: 1973

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Basement

  • Basement: No

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: None

Interior Area

  • Total structure area: 1,120
  • Total interior livable area: 1,120 sqft

Property

Details

  • Parcel number: 021B1000002300

Features

  • On waterfront: Yes
  • Waterfront features: Waterfront
  • Frontage type: Waterfront

Parking

  • Total spaces: 2
  • Parking features: GarageAttached
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherVery High
  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Hail
    HailModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Winter Weather
Cold Wave
Inland Flooding
Lightning
Strong Wind
Hail
Tornado
Tsunami

FEMA Declared Disasters in Iosco County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $879$10,548
Home Insurance *$92$1,104
Property Taxes $127$1,524
Electricity $188$2,259
Total$1,286$15,432
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$44,091/yr
40% on housing$38,580/yr
45% on housing$34,293/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.4%
9.4%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$155This listing

vs Other Active Listings

Avg $/sqft

ZIP 48750$143
Iosco County$138

vs Homes Sold Last Month

Median $/sqft

ZIP 48750
Iosco County$137

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-29Listed for sale$174,000
2018-03-20Sold$40,000
2018-02-08Price change$44,900
2018-01-08Price change$49,900
2017-12-07Listed for sale$54,900
2017-08-11Sold$43,549
2016-10-28Price change$88,900
2016-05-28Listed for sale$89,000

For Sale by Agent

AgentDebbie Lewis
BrokerageAbram Realty

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