2849 N Us Highway 23, Oscoda, MI, 48750
About This Home
Beautifully remodeled cottage with updates throughout and deeded access to Lake Huron just across the street! This move-in ready home has seen extensive improvements, including a new roof (2021), new furnace (2021), new flooring, new windows throughout, updated electrical panel, new attic insulation, and new siding--giving peace of mind for years to come. The sellers have comfortably enjoyed the home year-round as their second home, making it perfect as a full-time residence, vacation getaway, or investment opportunity. Outside, you'll find an extra-large shed with plenty of room to store a car, boat, or all your summer toys and outdoor equipment. The spacious backyard offers endless possibilities for entertaining, gardening, recreation, or future ideas. Conveniently located between Oscoda and Tawas, you'll enjoy easy access to shopping, dining, golf, boating, and all the beauty the Lake Huron area has to offer. A wonderful opportunity to own an updated cottage near the water with room to relax and enjoy northern Michigan living!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1947
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Basement
- Basement: No
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
Heating & Cooling
- Heating features: Forced Air
- Cooling features: None
Interior Area
- Total structure area: 722
- Total interior livable area: 722 sqft
Property
Details
- Parcel number: 021H3000403100
Parking
- Total spaces: 1
- Parking features: Other
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Winter Weather
- Cold Wave
- Lightning
- Strong Wind
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Iosco County and Michigan
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $743 | $8,916 |
| Home Insurance * | $77 | $924 |
| Property Taxes | $107 | $1,284 |
| Electricity | $188 | $2,259 |
| Total | $1,115 | $13,380 |
Income You'd Need if You Spent...
Michigan FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-06-12 | Listed for sale | $147,000 |
| 2026-06-07 | Pending sale | $147,000 |
| 2026-06-01 | Listed for sale | $147,000 |
| 2026-06-01 | Listing removed | $147,000 |
| 2026-05-29 | Listed for sale | $147,000 |
| 2019-10-10 | Sold | $32,500 |
| 2019-07-02 | Price change | $35,000 |
| 2018-10-01 | Price change | $40,000 |
| 2018-07-19 | Listed for sale | $50,000 |
View on Zillow