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8944 Thomas St, Hale, MI, 48739

2beds
1baths
793sqft
$240,000
$303price/sqft
$2,032/moest. monthly cost
$81,280/yrincome needed

About This Home

Escape to your own waterfront retreat on beautiful all-sports West Londo Lake in Hale, Michigan! Whether you're searching for the perfect summer getaway, a cozy year-round home, or a vacation property the whole family can enjoy, this charming, fully furnished cabin is ready for you to start making memories from day one. Situated on 70 feet of private lake frontage, you'll enjoy stunning waterfront views and direct access to all the fun West Londo Lake has to offer. Inside, you'll find two comfortable bedrooms, a full bath, and a beautifully updated open-concept kitchen and dining area. The windows have also been fully updated, allowing natural light to fill the home while showcasing the spectacular lake views. The inviting living room features an electric furnace and a cozy wood-burning fireplace—perfect for relaxing after a day on the water. The enclosed porch boasts a wall of windows and a sliding glass door leading to the spacious deck, creating the perfect place to enjoy your morning coffee or unwind while watching the sunset over the lake. Outside, you'll appreciate two storage sheds, providing plenty of room for your fishing gear, water toys, tools, and outdoor equipment. West Londo Lake offers endless recreation in every season. Spend your summers fishing, swimming, boating, water skiing, jet skiing, or simply soaking up the sun. In the winter, enjoy snowmobiling and ice fishing just steps from your door. Best of all, this cabin is being sold fully furnished, making it a true turnkey opportunity. Just bring your suitcase and start enjoying everything lake life has to offer.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

6/10
Hale Area SchoolGrades K-124.2 mi

Construction

Condition

  • Year built: 1955

Materials

  • Roof: Shake / Shingle

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional

Interior

Appliances

  • Appliances included: Dryer,Range / Oven,Refrigerator,Washer

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Flooring: Carpet
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Forced air,Electric
  • Cooling features: None

Interior Area

  • Total interior livable area: 793 sqft

Property

Details

  • Parcel number: 073I1001001100

Features

  • Exterior features: Vinyl
  • Has view: Yes
  • View description: Water
  • Has water view: Yes
  • Water view: Water
  • On waterfront: Yes

Lot

  • Lot size: 0.46 Acres

Parking

  • Total spaces: 2
  • Parking features: Off-street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Winter Weather
Cold Wave
Hail
Lightning
Strong Wind
Tsunami

FEMA Declared Disasters in Iosco County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,213$14,556
Home Insurance *$137$1,644
Property Taxes $494$5,928
Electricity $188$2,259
Total$2,032$24,384
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$69,668/yr
40% on housing$60,960/yr
45% on housing$54,186/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.4%
9.4%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$303This listing

vs Other Active Listings

Avg $/sqft

ZIP 48739$164
Iosco County$138

vs Homes Sold Last Month

Median $/sqft

ZIP 48739
Iosco County$137

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-02Listed for sale$240,000
2018-01-05Sold$20,000
2016-12-13Listing removed$99,900
2016-05-09Listed for sale$99,900

For Sale by Owner

AgentProperty Owner

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