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3185 Allen Rd, Hale, MI, 48739

3beds
2baths
1,240sqft
$160,000
$129price/sqft
$1,291/moest. monthly cost
$51,640/yrincome needed

About This Home

Just outside of Hale and only a few miles from the Huron National Forest, this 1240 sq. ft. two-story house is ready to be turned into your dream year-round home or up-north retreat! The open concept living/dining area and lofted ceiling create a spacious environment perfectly suited for relaxing or hosting, which will be a breeze with four bedrooms and two bathrooms. The wooded lot nicely shades the home, which is heated by a propane forced-air furnace and has an electric water-heater. Don't miss your chance to see this wonderful slice of Northern Michigan life!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

6/10
Hale Area SchoolGrades K-123.2 mi

Construction

Condition

  • Year built: 1974

Materials

  • Foundation: Block
  • Roof: Asphalt
  • Construction materials: Frame,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Chalet
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater
  • Laundry features: None

Basement

  • Basement: Crawl Space

Bedroom2

  • Level: Upper
  • Area: 168

Bedroom3

  • Level: Upper
  • Area: 90

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Dining Room

  • Level: Main
  • Area: 120

Features

  • None,Cable TV,High Speed Internet
  • Flooring: Laminate,Vinyl
  • Fireplace features: None
  • Finished area below ground: 0
  • Finished area above ground: 1,240

Heating

  • Heating features: Forced Air,Propane

Interior Area

  • Total structure area: 1,240
  • Total interior livable area: 1,240 sqft

Kitchen

  • Level: Main
  • Area: 140

Living Room

  • Level: Main
  • Area: 280

Master Bathroom

  • Features: Shared

Master Bedroom

  • Level: Main
  • Area: 110

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 073S5000000600
  • Zoning description: Residential

Features

  • Levels: One and One Half
  • Stories: 1
  • Patio & porch: Patio
  • Has view: Yes
  • View description: Seasonal View
  • Waterfront features: None

Lot

  • Lot size: 0.40 Acres
  • Features: Level,Subdivided
  • Lot size dimensions: 80 x 217

Parking

  • Parking features: None,Gravel

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Lightning
Strong Wind
Winter Weather
Cold Wave
Hail
Tsunami

FEMA Declared Disasters in Iosco County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $809$9,708
Home Insurance *$91$1,092
Property Taxes $203$2,436
Electricity $188$2,259
Total$1,291$15,492
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$44,262/yr
40% on housing$38,730/yr
45% on housing$34,426/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.4%
9.4%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$129This listing

vs Other Active Listings

Avg $/sqft

ZIP 48739$175
Iosco County$139

vs Homes Sold Last Month

Median $/sqft

ZIP 48739
Iosco County$137

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-16Price change$160,000
2026-06-11Listed for sale$189,000
1997-10-18Sold$27,500

For Sale by Agent

AgentRIC BRAUN
BrokerageSCOFIELD REAL ESTATE LLC

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