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13000 M 26, Eagle Harbor, MI, 49950

2beds
1baths
1,144sqft
$309,000
$270price/sqft
$2,757/moest. monthly cost
$110,280/yrincome needed

About This Home

Escape to your own private retreat on the shores of Lake Superior. This beautiful property offers 164 feet of waterfront and just over 5 wooded acres, providing the perfect setting to build your dream home, renovate the existing residence, or simply enjoy the peaceful surroundings as they are. The property includes an approximately 1,100-square-foot home and a detached garage, all nestled among mature trees with stunning lake views. Spend your days exploring the shoreline, watching spectacular sunsets, and, on clear nights, taking in the breathtaking Northern Lights. Located just 3 miles from the historic town of Copper Harbor, you'll enjoy convenient access to local shops, dining, outdoor recreation, and the area's rich history. Whether you're looking for a seasonal getaway, a year-round residence, or an investment opportunity, this unique Lake Superior property offers endless possibilities. NOTICE: All information believed accurate but not warranted. It is the Buyers obligation to inspect the property and verify all information.The buyer bears all risks for any inaccuracies. Taxes are not listed and are subject to change at closing. Don’t miss this rare opportunityto cultivate your own slice of heaven in one of Michigan’s most picturesque locales. Contact us today and let your adventure begin! Leave the hustle and bustle behind and make this exceptional waterfront property your favorite place to relax, recharge, and create lasting memories.

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
29
BikeSomewhat Bikeable

Schools

5/10
C.L.K. Elementary SchoolGrades K-528.0 mi
8/10
Washington Middle SchoolGrades 6-828.0 mi
7/10
Calumet High SchoolGrades 9-1228.0 mi

Construction

Condition

  • Year built: 1970

Materials

  • Construction materials: Stone,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range/Oven,Refrigerator,Electric Water Heater

Basement

  • Basement: None,Crawl Space

Bathroom1

  • Level: First

Bedroom1

  • Level: First
  • Area: 209

Bedroom2

  • Level: First
  • Area: 132

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • None
  • Finished area below ground: 0
  • Finished area above ground: 1,144

Heating & Cooling

  • Heating features: Forced Air,Propane
  • Cooling features: None

Interior Area

  • Total structure area: 1,144
  • Total interior livable area: 1,144 sqft

Property

Details

  • Parcel number: 20526450003
  • Special condition: Private,Standard

Features

  • Levels: One
  • Stories: 1
  • Exterior features: None
  • On waterfront: Yes
  • Waterfront features: Waterfront,Great Lake
  • Waterbody name: Lake Superior
  • Frontage length: 164

Lot

  • Lot size: 5.95 Acres
  • Lot size dimensions: 164 x SEE PLAT

Parking

  • Total spaces: 2
  • Parking features: Detached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherVery High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Winter Weather
Cold Wave
Inland Flooding
Strong Wind
Tsunami

FEMA Declared Disasters in Keweenaw County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,562$18,744
Home Insurance *$461$5,532
Property Taxes $546$6,552
Electricity $188$2,259
Total$2,757$33,084
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$94,525/yr
40% on housing$82,710/yr
45% on housing$73,520/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.0%
5.0%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: -3.8%
-3.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$270This listing

vs Other Active Listings

Avg $/sqft

ZIP 49950$214
Keweenaw County$192

vs Homes Sold Last Month

Median $/sqft

ZIP 49950$58
Keweenaw County$53

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-01Listed for sale$309,000
1994-12-28Sold$45,000

For Sale by Agent

AgentREBECCA ZANDER
BrokerageNORTHERN MICHIGAN LAND BROKERS - H

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