4052 S Harvard Ave, Baldwin, MI, 49304
About This Home
Located in Baldwin, this 4-bedroom, 1-bath home offers a great opportunity for buyers looking for space and potential. The home features a full basement that is mostly finished, including a dedicated laundry area, providing additional usable living space. The property sits on a county-maintained road with convenient access to M-37, making travel easy while still enjoying a peaceful setting. Outdoor enthusiasts will appreciate the proximity to trail access just down 32nd Street and being within a quarter mile of hundreds of acres of Federal Land for recreation.The large, fenced yard offers plenty of room for gatherings, pets, or outdoor projects. While the home is in fair condition and could benefit from updates and improvements, it offers solid potential as a year-round residence, up-north getaway, or investment property. Please note this property is being sold AS-IS, and the Buyer to pay the selling office a $995 REO processing fee, title closing fees, and owner's policy.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1999
Materials
- Foundation: Basement,Poured
- Construction materials: Wood Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Single Family Residence
Interior
Basement
- Has basement: Yes
- Basement: Unfinished
Bedroom
- Level: Entry
- Area: 100
- Dimensions: 10 X 10
Bedroom
- Level: Entry
- Area: 100
- Dimensions: 10 X 10
Bedroom
- Level: Second
- Area: 100
- Dimensions: 10 X 10
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 1
- Full bathrooms: 1
Features
- Finished area above ground: 1,100
Heating
- Heating features: Forced Air,Propane
Interior Area
- Total interior livable area: 1,100 sqft
Kitchen
- Level: Entry
- Area: 144
- Dimensions: 12 X 12
Living Room
- Level: Entry
- Area: 144
- Dimensions: 12 X 12
Other
- Level: Entry
- Area: 64
- Dimensions: 8 X 8
Primary Bedroom
- Level: Entry
- Area: 144
- Dimensions: 12 X 12
Property
Details
- Parcel number: 1145102800
- Special condition: Real Estate Owned,Short Sale No
- Exclusions: Exclusion(s) Do Not Exist
Features
- Levels: One
- Stories: 1
- Entry location: GroundLevelwSteps
- Pool features: None
- Patio & porch: Porch
Lot
- Lot size: 0.42 Acres
- Lot size dimensions: 180 x 100
Parking
- Parking features: No Garage
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Strong Wind
- Winter Weather
- Lightning
- Cold Wave
- Inland Flooding
How This Home’s Risks Compare
FEMA Declared Disasters in Lake County and Michigan
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $581 | $6,972 |
| Home Insurance * | $53 | $636 |
| Property Taxes | $220 | $2,640 |
| Electricity | $188 | $2,259 |
| Total | $1,042 | $12,504 |
Income You'd Need if You Spent...
Michigan FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2024-10-23 | Listing removed | $129,900 |
| 2024-10-09 | Price change | $129,900 |
| 2024-09-25 | Price change | $135,000 |
| 2024-09-09 | Price change | $140,000 |
| 2024-08-24 | Listed for sale | $150,000 |
| 2022-08-05 | Sold | $126,000 |
| 2022-07-09 | Pending sale | $114,900 |
| 2022-06-11 | Contingent | $114,900 |
| 2022-06-08 | Listed for sale | $114,900 |
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