737 S Stony Point Rd, Suttons Bay, MI, 49682
About This Home
Set on an oversized parcel with an extraordinary 460 feet of private sandy shoreline, this exceptional waterfront property offers a rare opportunity along the coveted shores of Suttons Bay. Enjoy breathtaking sunsets over the water while surrounded by privacy, natural beauty, mature trees, and endless possibilities. Whether you choose to enhance and enjoy the charming cottage-style home or create a legacy estate, the expansive setting provides ample space to bring your vision to life. Potential land division opportunities may exist; buyers should conduct their own due diligence and verification. Conveniently located just 2 miles from the vibrant village of Suttons Bay, the property offers easy access to boutique shopping, dining, and everyday conveniences. Traverse City is only 15 miles away, Cherry Capital Airport is within 20 miles, and historic Fishtown in Leland is just 12 miles from your doorstep. Surrounded by the acclaimed wineries, beaches, trails, and year-round outdoor recreation of Leelanau County, this is a truly rare offering in one of Northern Michigan's most sought-after destinations.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1940
Materials
- Foundation: Block,Stone
- Roof: Asphalt
- Construction materials: Frame,Wood Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Cape Cod,Cottage
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Refrigerator,Oven/Range,Dishwasher,Water Softener Owned,Washer,Dryer,Gas Water Heater
- Laundry features: Main Level
Basement
- Has basement: Yes
- Basement: Full,Daylight,Unfinished
Bedroom2
- Level: Upper
- Area: 264
Bedroom3
- Level: Main
- Area: 150
Bedroom4
- Level: Main
- Area: 156
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 2
- Full bathrooms: 1
- 3/4 bathrooms: 1
- Main level bathrooms: 2
- Main level bedrooms: 2
Dining Room
- Level: Main
- Area: 112
Features
- Bookcases,Pantry,Solid Surface Counters,High Speed Internet
- Window features: Bay Window(s),Blinds
- Flooring: Carpet,Vinyl,None
- Fireplace: Yes
- Finished area below ground: 0
- Finished area above ground: 2,287
Heating
- Heating features: Hot Water,Natural Gas,Fireplace(s)
Interior Area
- Total structure area: 2,287
- Total interior livable area: 2,287 sqft
Kitchen
- Level: Main
- Area: 90
Living Room
- Level: Main
- Area: 357
Master Bathroom
- Features: Private
Master Bedroom
- Level: Upper
- Area: 378
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 4501102704700
- Zoning description: Agricultural
Features
- Levels: One and One Half
- Stories: 1
- Has view: Yes
- View description: Bay,Water,Bay View
- Has water view: Yes
- Water view: Water,Bay
- On waterfront: Yes
- Waterfront features: Sandy Bottom,Gradual Slope to Water
- Waterbody name: Suttons Bay
- Frontage type: Priv Frontage (Across Rd)
- Frontage length: 460
Lot
- Lot size: 2.37 Acres
- Features: Level,Sloped,Landscaped,Metes and Bounds
- Lot size dimensions: irregular
Parking
- Total spaces: 2
- Parking features: Attached,Paved,Asphalt,Private
- Has garage: Yes
- Attached garage spaces: 2
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Winter Weather
- Hail
- Lightning
- Strong Wind
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Leelanau County and Michigan
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $13,248 | $158,976 |
| Home Insurance * | $465 | $5,580 |
| Property Taxes | $607 | $7,284 |
| Electricity | $249 | $2,993 |
| Total | $14,569 | $174,828 |
Income You'd Need if You Spent...
Michigan FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-05 | Listed for sale | $2,620,000 |
| 2026-08-05 | Listing removed | $2,620,000 |
| 2026-06-26 | Listed for sale | $2,620,000 |
| 2026-06-26 | Listing removed | $2,620,000 |
| 2026-06-03 | Listed for sale | $2,620,000 |
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