See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

10520 S Dalzell Rd, Traverse City, MI, 49684

4beds
2baths
2,260sqft
$650,000
$288price/sqft
$4,346/moest. monthly cost
$173,840/yrincome needed

About This Home

This home is located on a wooded 5-acre lot, less than 10 minutes from Traverse City. Surrounded by mature trees, it offers a serene, private retreat with nearby amenities. The grounds include open space for gardening or outdoor activities, enhancing the charm of this peaceful woodland escape. Within walking distance of DeYoung Nature Park and Leelanau Recreational Trail, the house features a fireplace, vaulted ceiling, finished walkout lower level, updated baths, and kitchen with a large solid surface island. The primary ensuite includes a walk-in closet; 3/4" oak floors. Enjoy the mail level outdoor low-maintenance deck. A 4-car insulated garage with wood stove and attic access for storage. Fenced garden areas and an adorable chicken coop, too!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
7
BikeSomewhat Bikeable

Schools

7/10
8/10
West Middle SchoolGrades 6-85.7 mi
8/10
West Senior HighGrades 9-125.6 mi

Construction

Condition

  • Year built: 1976

Materials

  • Foundation: Poured Concrete
  • Roof: Asphalt
  • Construction materials: Frame,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Refrigerator,Oven/Range,Dishwasher,Microwave,Washer,Dryer,Freezer,Electric Water Heater
  • Laundry features: Lower Level

Basement

  • Has basement: Yes
  • Basement: Walk-Out Access,Exterior Entry,Finished Rooms,Interior Entry

Bedroom2

  • Level: Main
  • Area: 120

Bedroom3

  • Level: Main
  • Area: 180

Bedroom4

  • Level: Lower
  • Area: 135

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Dining Room

  • Level: Main
  • Area: 225

Family Room

  • Level: Lower

Features

  • Cathedral Ceiling(s),Entrance Foyer,Walk-In Closet(s),Solid Surface Counters,Kitchen Island,Cable TV,High Speed Internet
  • Flooring: Wood,Carpet,Tile
  • Fireplace features: Wood Burning
  • Fireplace: Yes
  • Finished area below ground: 850
  • Finished area above ground: 1,410

Heating

  • Heating features: Forced Air,Natural Gas,Fireplace(s)

Interior Area

  • Total structure area: 2,260
  • Total interior livable area: 2,260 sqft

Kitchen

  • Level: Main
  • Area: 225

Living Room

  • Level: Main
  • Area: 255

Master Bathroom

  • Features: Private

Master Bedroom

  • Level: Upper
  • Area: 180

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 00401702620
  • Zoning description: Agricultural
  • Wooded area: 80

Features

  • Levels: One and One Half
  • Stories: 1
  • Patio & porch: Deck
  • Exterior features: Other,Garden
  • Has view: Yes
  • View description: Countryside View
  • Waterfront features: None

Lot

  • Lot size: 5.21 Acres
  • Features: Wooded,Level,Sloped,Metes and Bounds
  • Lot size dimensions: 860 x 300 x 660 x 62 x 230 x 70

Parking

  • Total spaces: 4
  • Parking features: Detached,Paved,Asphalt
  • Has garage: Yes
  • Attached garage spaces: 4
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Winter Weather
    Winter WeatherRelatively High
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Winter Weather
Tsunami

FEMA Declared Disasters in Leelanau County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,286$39,432
Home Insurance *$181$2,172
Property Taxes $633$7,596
Electricity $246$2,958
Total$4,346$52,152
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$149,005/yr
40% on housing$130,380/yr
45% on housing$115,893/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 1.9%
1.9%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 5.9%
5.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$288This listing

vs Other Active Listings

Avg $/sqft

ZIP 49684$347
Leelanau County$440

vs Homes Sold Last Month

Median $/sqft

ZIP 49684$285
Leelanau County$350

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-10Listed for sale$670,000
2025-09-29Listing removed$670,000
2025-07-03Listed for sale$670,000
2014-08-11Sold$195,000
2014-06-27Price change$199,500
2014-05-27Price change$195,500
2014-05-23Price change$199,500
2013-10-04Listed for sale$209,000
2001-06-26Sold$185,000

For Sale by Agent

AgentPamela Mork
BrokerageColdwell Banker Schmidt-S.Bay

Similar Homes