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2184 Rocky Ridge Rd, Birmingham, AL, 35216

3beds
1baths
1,161sqft
$250,000
$215price/sqft
$1,728/moest. monthly cost
$69,120/yrincome needed

About This Home

LOCATION, LOCATION!! Do not skip out on this rare opportunity, NEW ROOF & WINDOWS!! Home is in a wonderful location just minutes from Acton Road & 459. This would be a wonderful starter home or investment property! Home could use some cosmetic TLC but has been well taken care of.

Getting Around

56
WalkingSomewhat Walkable
16
TransitMinimal Transit
17
BikeSomewhat Bikeable

Schools

9/10
10/10
Berry Middle SchoolGrades 6-8,11-123.6 mi
10/10
Spain Park High SchoolGrades 9-123.8 mi

Construction

Condition

  • Year built: 1960

Materials

  • Foundation: Slab
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Cooktop,Stove-Electric,Electric Water Heater
  • Laundry features: Electric Dryer Hookup,Washer Hookup,Main Level,Laundry Room,Laundry (ROOM),Yes

Basement

  • Area: 0

Basement

  • Basement: Crawl Space

Bedroom1

  • Level: First

Bedroom2

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • None,High Ceilings,Tub/Shower Combo
  • Window features: Double Pane Windows
  • Flooring: Carpet,Vinyl
  • Attic: None
  • Finished area below ground: 0
  • Finished area above ground: 1,161

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric,Ceiling Fan(s)

Interior Area

  • Total interior livable area: 1,161 sqft

Kitchen

  • Features: Laminate Counters,Eat-in Kitchen
  • Level: First

Living Room

  • Level: First

Master Bedroom

  • Level: First

Property

Details

  • Parcel number: 4000072010.017.000
  • Special condition: As Is

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Fencing: Fenced
  • Has view: Yes
  • View description: None
  • Waterfront features: No

Lot

  • Lot size: 0.34 Acres
  • Features: Interior Lot,Few Trees

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Heat Wave
Lightning

FEMA Declared Disasters Across Alabama Counties

Hurricane
Severe Storm
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,264$15,168
Home Insurance *$104$1,248
Property Taxes $120$1,440
Electricity $240$2,881
Total$1,728$20,736
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$59,245/yr
40% on housing$51,840/yr
45% on housing$46,080/yr

Alabama FAIR Plan Programs

Alabama FAIR Plan

Covered
None
Add-on available
WildfireWildfire
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.6%
8.6%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.0%
2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$215This listing

vs Other Active Listings

Avg $/sqft

ZIP 35216$163
Jefferson County$125

vs Homes Sold Last Month

Median $/sqft

ZIP 35216$202
Jefferson County$136

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-17Listed for sale$239,900
2026-08-11Contingent$250,000
2026-07-26Price change$250,000
2026-07-06Price change$255,000
2026-06-05Listed for sale$265,000

For Sale by Agent

AgentNikole Holliman
BrokerageKeller Williams Realty Hoover

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