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9705 E Carter Rd, Traverse City, MI, 49684

2beds
3baths
1,407sqft
$400,000
$284price/sqft
$2,632/moest. monthly cost
$105,280/yrincome needed

About This Home

Charming 2-bedroom, 3-bath 1.5 story sprawling ranch home offers the perfect blend of comfort and functionality in a desirable location. Situated on over 2 acres for privacy but just 8 minutes from everything Traverse City has to offer. Highlights include a large secondary garage (29x24) and dedicated workshop area; ideal for hobbyists, storage, vehicle maintenance, or extra workspace. Inside you will find a main floor bedroom, laundry and full bath, along with an upper floor bedroom (minimal stairs) with its own private bath. Storage abounds with two large attic spaces, pantry, closets and built ins. This home benefits from the area's natural beauty, proximity to lakes, trails, and amenities. Whether you're looking for a comfortable primary residence or an investment in the future, this home delivers functional space and all the appeal of Northern Michigan living.

Getting Around

4
WalkingCar-Dependent
0
TransitVery Limited Transit
13
BikeSomewhat Bikeable

Schools

7/10
8/10
West Middle SchoolGrades 6-82.6 mi
8/10
West Senior HighGrades 9-122.6 mi

Construction

Condition

  • Year built: 1950

Materials

  • Roof: Asphalt
  • Construction materials: Frame,Wood Siding

Notable Dates

  • Major remodel year: 2001

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Refrigerator,Oven/Range,Washer,Dryer
  • Laundry features: Main Level

Basement

  • Basement: Crawl Space

Bedroom2

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 2
  • Main level bedrooms: 1

Dining Room

  • Level: Main

Features

  • Entrance Foyer,Pantry,Drywall,Paneling,High Speed Internet
  • Fireplace features: None
  • Finished area below ground: 0
  • Finished area above ground: 1,407

Heating

  • Heating features: Baseboard,Natural Gas

Interior Area

  • Total structure area: 1,407
  • Total interior livable area: 1,407 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Master Bathroom

  • Features: Private

Master Bedroom

  • Level: Upper

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 00403204100 & 04400
  • Zoning description: Residential

Features

  • Levels: One and One Half
  • Stories: 1
  • Patio & porch: Patio,Porch
  • Exterior features: Sidewalk
  • Has view: Yes
  • View description: Countryside View
  • Waterfront features: None

Lot

  • Lot size: 2.39 Acres
  • Features: Wooded,Metes and Bounds
  • Lot size dimensions: 430 x 250 x 430 x 230

Parking

  • Total spaces: 4
  • Parking features: Attached,Gravel,Circular Driveway,Private
  • Has garage: Yes
  • Attached garage spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Winter Weather
    Winter WeatherVery High
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Winter Weather
Lightning
Strong Wind
Tsunami

FEMA Declared Disasters in Leelanau County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,022$24,264
Home Insurance *$111$1,332
Property Taxes $311$3,732
Electricity $188$2,259
Total$2,632$31,584
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$90,240/yr
40% on housing$78,960/yr
45% on housing$70,186/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 1.9%
1.9%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 5.9%
5.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$284This listing

vs Other Active Listings

Avg $/sqft

ZIP 49684$349
Leelanau County$441

vs Homes Sold Last Month

Median $/sqft

ZIP 49684$285
Leelanau County$350

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-29Listed for sale$400,000
1999-04-14Sold$84,900

For Sale by Agent

AgentRyan Craig
Brokerage@properties Christie's Int'l

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