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10788 Shrewbury St, Traverse City, MI, 49684

3beds
3baths
2,350sqft
$899,000
$383price/sqft
$5,492/moest. monthly cost
$219,680/yrincome needed

About This Home

Brand new construction in the beautiful neighborhood of Morgan Farms! This 3 bedroom 2 and a half bathroom home offers main level living with upscale finishes throughout. Featuring an expansive kitchen, walk in pantry and large laundry room, the open concept floor plan flows seamlessly. Attached to the main floor primary suite is a spacious tiled bathroom with walk in shower and double vanity with quartz top. The full unfinished basement featuring daylight windows and plumbed for a full bathroom offers various opportunities to expand. Upstairs are 2 additional bedrooms and full bath with tile enclosed tub. All of this located within the City of Traverse City with adjacent T.A.R.T trail access and just minutes to downtown.

Getting Around

17
WalkingCar-Dependent
0
TransitVery Limited Transit
21
BikeSomewhat Bikeable

Schools

7/10
8/10
West Middle SchoolGrades 6-82.4 mi
8/10
West Senior HighGrades 9-122.6 mi

Construction

Condition

  • Property condition: New Construction
  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Insulated Concrete Panels
  • Roof: Asphalt
  • Construction materials: 2x6 Framing,Frame,Stone,Cement Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Craftsman
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Disposal,Exhaust Fan
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Full,Daylight,Unfinished

Bedroom2

  • Level: Upper
  • Area: 140

Bedroom3

  • Level: Upper
  • Area: 225

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 2
  • Main level bedrooms: 1

Dining Room

  • Level: Main
  • Area: 190

Features

  • Walk-In Closet(s),Pantry,Granite Counters,Kitchen Island,Mud Room,Ceiling Fan(s),Cable TV,High Speed Internet
  • Flooring: Luxury Vinyl Plank,Carpet
  • Fireplace features: Electric
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 2,350

Heating & Cooling

  • Heating features: Forced Air,Natural Gas,Fireplace(s)
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,350
  • Total interior livable area: 2,350 sqft

Kitchen

  • Level: Main
  • Area: 160

Living Room

  • Level: Main
  • Area: 247

Master Bathroom

  • Features: Private

Master Bedroom

  • Level: Main
  • Area: 234

Property

Accessibility

  • Accessibility features: Main Floor Access,Covered Entrance,Accessible Full Bath,Raised Toilet,Levered Door Knobs

Details

  • Parcel number: 455135202400
  • Zoning description: Residential,Planned Unit Development,Deed Restrictions,Building-Use Restrictions

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Porch
  • Exterior features: Sprinkler System,Sidewalk,Rain Gutters
  • Waterfront features: None

Lot

  • Lot size: 10,018 sqft
  • Features: Corner Lot,Landscaped,Subdivided
  • Lot size dimensions: 99 x 104 x 101 x 86

Parking

  • Total spaces: 2
  • Parking features: Attached,Paved,Concrete Floors,Concrete,Alley Access
  • Has garage: Yes
  • Attached garage spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Winter Weather
    Winter WeatherVery High
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Winter Weather
Lightning
Strong Wind
Tsunami

FEMA Declared Disasters in Leelanau County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,545$54,540
Home Insurance *$250$3,000
Property Taxes $441$5,292
Electricity $256$3,075
Total$5,492$65,904
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$188,297/yr
40% on housing$164,760/yr
45% on housing$146,453/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 1.9%
1.9%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 5.9%
5.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$383This listing

vs Other Active Listings

Avg $/sqft

ZIP 49684$345
Leelanau County$438

vs Homes Sold Last Month

Median $/sqft

ZIP 49684$285
Leelanau County$350

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-22Listed for sale$899,000
2024-12-02Listing removed$119,000
2023-09-18Listed for sale$119,000
2015-02-26Listing removed$75,900
2014-03-08Listed for sale$75,900
2012-02-01Listing removed$59,900
2011-06-03Listed for sale$59,900

New Construction

AgentChristine Ellis
BrokerageMorgan Realty

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