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10708 Shrewbury St, Traverse City, MI, 49684

5beds
4baths
3,578sqft
$899,900
$252price/sqft
$5,492/moest. monthly cost
$219,680/yrincome needed

About This Home

Nearly brand new 5 bedroom /3.5 bathroom home on corner homesite in highly desirable private community of Hill Valley at Morgan Farms. This home boasts a large open concept main floor living area that walks out to a private fenced in yard. Fully vaulted great room ceiling allows for expasive windows with beautiful natural light and views of Grand Traverse Bay. The main floor primary suite has an attached 5 piece bath with a heated and jetted Kohler soaking tub and tile enclosed walk in shower. The two spacious upstairs bedrooms and full bath enjoy a bonus loft space featuring with open railing to below. Downstairs, the finished lower level adds a large living space, 2 additional bedrooms and full bath. The kitchen offers a large reach in pantry, vented range hood above the GE Cafe 6 burner dual fuel range, and spacious center island. This nearly 3,600 square foot home is walkable to the the TART trail, many restaurants, parks and beaches, and is located within the Traverse City Limits, making it true in town living!

Getting Around

14
WalkingCar-Dependent
0
TransitVery Limited Transit
38
BikeSomewhat Bikeable

Schools

7/10
8/10
West Middle SchoolGrades 6-82.4 mi
3/10
Traverse City High SchoolGrades PK,9-125.2 mi

Construction

Condition

  • Property condition: New Construction
  • New construction: Yes
  • Year built: 2025

Materials

  • Foundation: Insulated Concrete Panels
  • Roof: Asphalt
  • Construction materials: Cement Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Disposal
  • Laundry features: Main Level

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bathrooms: 2
  • Main level bedrooms: 1

Features

  • Kitchen Island,High Speed Internet
  • Flooring: Luxury Vinyl Plank
  • Fireplace: Yes
  • Finished area below ground: 1,049
  • Finished area above ground: 2,529

Heating

  • Heating features: Forced Air,Natural Gas,Fireplace(s)

Interior Area

  • Total structure area: 3,578
  • Total interior livable area: 3,578 sqft

Kitchen

  • Level: Main
  • Area: 130

Living Room

  • Level: Main
  • Area: 340

Master Bathroom

  • Features: Private

Master Bedroom

  • Level: Main
  • Area: 156

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 455135203200
  • Zoning description: Residential

Features

  • Levels: Two
  • Stories: 2
  • Exterior features: Sprinkler System,Sidewalk
  • Waterfront features: None

Lot

  • Lot size: 6,534 sqft
  • Features: Corner Lot
  • Lot size dimensions: 41 x 154

Parking

  • Total spaces: 2
  • Parking features: Attached,Concrete
  • Has garage: Yes
  • Attached garage spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Winter Weather
    Winter WeatherVery High
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Winter Weather
Lightning
Strong Wind
Tsunami

FEMA Declared Disasters in Leelanau County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,550$54,600
Home Insurance *$250$3,000
Property Taxes $302$3,624
Electricity $390$4,683
Total$5,492$65,904
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$188,297/yr
40% on housing$164,760/yr
45% on housing$146,453/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 1.9%
1.9%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 5.9%
5.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$252This listing

vs Other Active Listings

Avg $/sqft

ZIP 49684$348
Leelanau County$440

vs Homes Sold Last Month

Median $/sqft

ZIP 49684$285
Leelanau County$350

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-24Price change$940,000
2026-03-07Listed for sale$970,000
2025-10-10Listing removed$970,000
2025-10-01Listed for sale$970,000
2025-01-16Sold$760,000
2023-12-31Listing removed$84,900
2023-01-26Listed for sale$84,900
2022-12-02Listing removed$84,900
2022-05-13Price change$84,900
2022-02-25Price change$89,000
2021-12-19Listed for sale$74,500
2021-12-11Contingent$74,500
2021-10-19Price change$74,500
2020-09-17Price change$69,500
2020-09-10Price change$70,500
2020-09-04Price change$71,500
2020-08-27Price change$72,500
2020-08-14Price change$73,500
2020-07-30Price change$74,500
2020-07-02Price change$75,500
2019-06-22Price change$76,500
2018-10-24Listed for sale$87,500
2017-08-08Listing removed$79,900
2017-04-30Pending sale$79,900
2015-08-24Listed for sale$79,900
2015-02-26Listing removed$69,900

New Construction

AgentChristine Ellis
BrokerageMorgan Realty

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