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14619 N Cathead Bay Dr, Northport, MI, 49670

2beds
1baths
550sqft
$1,100,000
$2,000price/sqft
$6,866/moest. monthly cost
$274,640/yrincome needed

About This Home

Welcome to one of the most coveted stretches of shoreline on Cathead Bay — a property that blends natural beauty with unmatched exclusivity. Opportunities to own here are few, and this one is extraordinary. The beach is second to none: soft, velvety sand and a gently sloping lakebed that allows you to walk straight into the crystal waters without encountering rocks. This is the kind of shoreline that defines world-class lakefront living. Each evening, breathtaking sunsets unfold over the horizon, with North Fox, South Fox, and North Manitou Islands in silhouette — the kind of views people travel the world to experience, right from your own beach. This private drive is more than just an approach — it’s an arrival. Passing through acres of protected land held by the Leelanau Conservancy, you’ll sense the seclusion and permanence of this special place. A short walk brings you to Leelanau State Park, where forest and shoreline create an almost mystical connection to nature. Whether launching your watercraft into the bay or simply savoring the quiet of this hidden gem, this property offers the rarest luxury of all — complete peace of mind. Note: This is a seasonal cottage, designed for warm-weather enjoyment, and has not been winterized.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
24
BikeSomewhat Bikeable

Schools

8/10
Northport Public SchoolGrades K-125.5 mi

Construction

Condition

  • Property condition: Fixer
  • Year built: 1960

Materials

  • Foundation: Block
  • Roof: Asphalt
  • Construction materials: Frame,Wood Siding,Log Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Refrigerator,Oven/Range
  • Laundry features: None

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Features

  • Loft,Cable TV,High Speed Internet
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 550

Heating

  • Heating features: Wall Furnace,Propane,Fireplace(s)

Interior Area

  • Total structure area: 550
  • Total interior livable area: 550 sqft

Kitchen

  • Level: Main
  • Area: 49.41

Living Room

  • Level: Main
  • Area: 364.45

Master Bathroom

  • Features: None

Master Bedroom

  • Level: Main
  • Area: 82.62

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 00851003200
  • Zoning description: Residential

Features

  • Levels: One and One Half
  • Stories: 1
  • Patio & porch: Deck
  • Has view: Yes
  • View description: Bay,Water,Bay View
  • Has water view: Yes
  • Water view: Water,Bay
  • On waterfront: Yes
  • Waterfront features: All Sports,Sandy Bottom,Bluff (greater than 10ft),Great Lake,Lake,Sandy Shoreline
  • Waterbody name: Lake Michigan
  • Frontage type: Waterfront
  • Frontage length: 100

Lot

  • Lot size: 0.48 Acres
  • Features: Level,Metes and Bounds,Joins State/Federal Land
  • Lot size dimensions: 100 x 275 x 75 x 285

Parking

  • Total spaces: 2
  • Parking features: Detached,Pole Construction,Dirt
  • Has garage: Yes
  • Attached garage spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Winter Weather
    Winter WeatherVery High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Winter Weather
Hail
Inland Flooding
Lightning
Strong Wind
Tsunami

FEMA Declared Disasters in Leelanau County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,562$66,744
Home Insurance *$359$4,308
Property Taxes $757$9,084
Electricity $188$2,259
Total$6,866$82,392
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$235,405/yr
40% on housing$205,980/yr
45% on housing$183,093/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 1.9%
1.9%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 5.9%
5.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$2,000This listing

vs Other Active Listings

Avg $/sqft

ZIP 49670$317
Leelanau County$432

vs Homes Sold Last Month

Median $/sqft

ZIP 49670$302
Leelanau County$350

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-09-25Listed for sale$1,100,000
2024-10-15Sold$926,000
2024-10-09Pending sale$850,000
2024-09-10Listed for sale$850,000

For Sale by Agent

AgentSander Scott
BrokerageNet Real Estate

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